2104 Regency Ct, Chattanooga, TN 37421 Property Records

Hamilton County property record for 2104 Regency Ct, Chattanooga, TN 37421

Property Summary

Property Type	Condominium
Details	1,563 sqft · built 2005
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$141,000 (May 2018)
Tax Bill	$1,059 (2025)
Deeds & Mortgages	Sep 2020 Line of Credit May 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`149J A 003 C203`

Property Details

APN / Parcel Number

Primary APN	`149J A 003 C203`
Alternative APN	`0000154114`

Interior

Stories	1 Story
Building Area	1,563 sqft Living Area

Exterior

Year Built	Built 2005
Lot Area	43,560 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	0000154114
Street Address	2104 REGENCY CT
City	CHATTANOOGA
State	TN
Zip	37421-7619
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 2104 VILLAS AT SHALLOWFORD TRACE OUT OF 149J-A-3 FOR 2005
Legal Subdivision	VILLAS/SHALLOWFORD TRACE
Jurisdiction	HAMILTON TN
Township / Civil Division	8
Census Block Group	4
Census Block	4007
Census Tract	11321

Owner

Source: Hamilton County assessment roll, as of May 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	802 KENTUCKY AVE, STEVENSON, AL 35772-3114
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2020	Deed of Trust, Mortgage · Line of Credit REDSTONE FCU
May 21, 2018	Warranty Deed, Transfer FOUNDATION TITLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 21, 2018 · Amount on Record
Deed Sale	May 21, 2018 · Amount on Record
Deed Document Number	2018052100233
Deed Book / Page	11351 / 325
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	2104 REGENCY CT, CHATTANOOGA, TN 37421-7619
Document Number	0929000158
Instrument Date	Sep 25, 2020
Transaction Type	Mortgage
Record Updated	Oct 22, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2104 REGENCY CT CHATTANOOGA TN 374217619, CHATTANOOGA, TN 37421-7619

Mortgage

Document Number	0929000158
Date	Sep 29, 2020
Book Page	012170/000271
Instrument	200929000158

Lender

Name	REDSTONE FCU
Type	Credit Union
Address	HUNTSVILLE, AL 35893

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	May 21, 2018
Property Address	2104 REGENCY CT, CHATTANOOGA, TN 37421-7619
Document Number	0000000233
Book / Page	011351 / 000325
Instrument Date	May 17, 2018
Instrument	233
Transaction Type	Transfer
Record Updated	Jun 7, 2018
Title Company	FOUNDATION TITLE

Transaction

Amount	Amount Recorded
Tax	$521.70
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	802 KENTUCKY AVE STEVENSON AL 357723114, STEVENSON, AL 35772-3114

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,059.00 (+11.47%)	$69,925 (+64.53%)	$279,700 (+64.53%) Land $90,000 Building $189,700
2024	$950.00	$42,500 (-)	$170,000 (-) Land $40,000 Building $130,000
2023	$950.00	$42,500 (-)	$170,000 (-) Land $40,000 Building $130,000
2022	$950.00	$42,500	$170,000 Land $40,000 Building $130,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	9 (2013–2025)
Claims Outside the SFHA	9 of 9
Most Recent Claim	May 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 96% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Electric Power Board of Chattanooga, Tennessee Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Nearby Properties on Regency Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures