2104 Point Bluff Dr, Austin, TX 78746 Property Records

Travis County property record for 2104 Point Bluff Dr, Austin, TX 78746

Property Summary

Property TypeSingle Family Home
Details3 ba · 5,178 sqft · built 1983
Lot Size0.84 acres (36,621 sqft)
Owner2 Individual Names on File
Tax Bill$36,873 (2024)
Deeds & MortgagesDec 2020 Mortgage
Oct 2019 Construction Loan
Flood ZoneZone X (minimal risk)
APN0109250238

Property Details

APN / Parcel Number

Primary APN0109250238
Alternative APNs
  • 01092502380000
  • 108265

Interior

Full Baths3 Baths
Stories2 Stories
Building Area5,178 sqft Living Area
1st Floor Area3,115 sqft
2nd Floor Area2,063 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 2019
Construction TypeWood Frame
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area36,621 sqft (0.84 acres)
Lot Dimensions313 ft deep x 117 ft wide
Garage TypeDetached
Garage Area600 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area1,814 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number108265
Old Parcel Number01092502380000
Street Address2104 POINT BLUFF DR
CityAUSTIN
StateTX
Zip78746-6239
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 29 BLK C BLUFFS OF LOST CREEK THE
Legal SubdivisionBLUFFS OF LOST CREEK THE
Legal BlockC
Legal Lot Number29
JurisdictionTRAVIS TX
Township / Civil DivisionAUSTIN
Census Block Group1
Census Block1005
Census Tract1917

Owner

Source: Travis County assessment roll, as of August 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2104 POINT BLUFF DR, AUSTIN, TX 78746-6239
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 8, 2020Deed of Trust, Mortgage · Conventional Mortgage
RAYMOND JAMES BANK NA
Oct 9, 2019Trustee's Deed, Construction Loan · Construction Mortgage
HORIZON BK SSB

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 26, 2012
Deed SaleOct 26, 2012
Prior SaleAug 27, 2009
Deed Document Number2012181440
Record UpdatedJun 8, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTRAVIS TX
Property Address2104 POINT BLUFF DR, AUSTIN, TX 78746-6239
Transaction TypeMortgage
Record UpdatedNov 11, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000237625
DateDec 8, 2020
Instrument2020237625
Lender
NameRAYMOND JAMES BANK NA
TypeBank
AddressSAINT PETERSBURG, FL 33716
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2050
Interest
Rate TypeAdjustable Rate
Rate2.87%
Type Change DateDec 1, 2035
Change FrequencyAnnually
Min Rate At Change2.87%
Max Rate At Change7.87%
Index1-Year CMT
Max Rate7.87%

October 2019: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionTRAVIS TX
Recording DateOct 9, 2019
Property Address2104 POINT BLUFF DR, AUSTIN, TX 78746-6239
Instrument DateOct 3, 2019
Instrument157107
Transaction TypeConstruction Loan
Record UpdatedOct 24, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2104 POINT BLUFF DR AUSTIN TX 787466239, AUSTIN, TX 78746-6239

Mortgage

Document Number0000157107
DateOct 9, 2019
Instrument157107
Lender
NameHORIZON BK SSB
TypeBank
Address600 CONGRESS AVE # 400, AUSTIN, TX 78701-2923
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Travis County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyTravis County
Unified School DistrictEanes Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,176,969 (-1.65%) Land $795,285 Building $1,381,684$2,176,969 (-1.65%) Land $795,285 Building $1,381,684
2024$36,873.00 (-34.78%)
2023$2,213,554 Land $747,500 Building $1,466,054$2,213,554 Land $747,500 Building $1,466,054
2022$56,533.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims11 (1983–2013)
Claims Outside the SFHA10 of 11
Most Recent ClaimOct 2013 · Severe Storms And Flooding
Claims by Event
  • Flooding 10/18/98, Oct 1998 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 67% of the US · above 55% of Texas
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF AUSTIN WATER & WASTEWATER
serves 1,115,323 people · EPA ID TX2270001
Water SourceSurface water
Last State InspectionJul 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Feb 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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