2104 Osprey Ct, Folsom, CA 95630 Property Records

Sacramento County property record for 2104 Osprey Ct, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,118 sqft · built 2005
Lot Size	0.247 acres (10,778 sqft)
Owner	Trust Name on File
Last Sale	$728,000 (Nov 2005)
Tax Bill	$12,245 (2025)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`072-2340-004-0000`

Property Details

APN / Parcel Number

Primary APN	`072-2340-004-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,118 sqft Living Area
1st Floor Area	2,138 sqft
2nd Floor Area	980 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	L-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	10,778 sqft (0.247 acres)
Garage Area	635 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2104 OSPREY CT
City	FOLSOM
State	CA
Zip	95630-6255
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SP-SFLD (S
Legal Description	EMPIRE RANCH VILLAGE 60B, LOT 79
Legal Subdivision	EMPIRE RANCH VILLAGE 60B
Legal Lot Number	79
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	1
Census Block	1021
Census Tract	8513

Owner

2104 Osprey Ct is owner-occupied and held in a trust since December 2015.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	Trust Name on File
Mailing Address	2104 OSPREY CT, FOLSOM, CA 95630-6255
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 9, 2005 · Amount on File
Deed Sale	Nov 9, 2005 · Amount on File
Deed Book / Page	20051109 / 2455
Last Transfer Date	Dec 29, 2015
Transfer Doc	0000000573
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	2104 OSPREY CT, FOLSOM, CA 95630-6255
Document Number	2010021064
Instrument Date	Sep 28, 2020
Transaction Type	Mortgage
Record Updated	Oct 16, 2020
Title Company	STEWART TITLE, STEWART TITLE/SACRAMENTO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2104 OSPREY CT FOLSOM CA 956306255, FOLSOM, CA 95630-6255

Mortgage

Document Number	2010021064
Date	Oct 2, 2020
Instrument	2010021064

Lender

Name	GUARANTEED RATE AFFINITY LLC
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2104 Osprey Ct was $12,245 with a homeowner's exemption, up 1.8% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,014,707 (+2%) Land $139,378 Building $875,329
2025	$12,245.00 (+1.83%) Homeowner's exemption	$994,812 Land $136,646 Building $858,166
2024	$12,025.00 (+2.69%)
2023	$11,710.00 (+1.22%) Homeowner's exemption	$956,185 Land $131,341 Building $824,844
2022	$11,569.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2104 Osprey Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2104 Osprey Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Cal.net.

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