Stephens County property record for 2104 N 5th St, Duncan, OK 73533
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,930 sqft · built 1978 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $175,000 (Oct 2019) |
| Tax Bill | $1,334 (2025) |
| Deeds & Mortgages | Apr 2013 Mortgage May 2013 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 23617 |
| Primary APN | 23617 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,930 sqft Living Area |
| Gross Area | 2,352 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Porch | Slab |
| Porch Area | 50 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 23617 |
|---|---|
| Street Address | 2104 N 5TH ST |
| City | DUNCAN |
| State | OK |
| Zip | 73533-0803 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 28-1N-7W TR BEG 990N & 415E SW/C SWNW E415 S105 W415 N105 TO POB |
| Legal Range | 07W |
| Legal Township | 01N |
| Legal Section | 28 |
| Legal Subdivision | N/A |
| Legal Block | 1N |
| Legal Lot Number | 7W |
| Jurisdiction | STEPHENS OK |
| Township / Civil Division | DUNCAN |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 400 |
2104 N 5th St is owned by an individual who bought it in October 2019.
Source: Stephens County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2104 N 5TH NEW ST, DUNCAN, OK 73533 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 12, 2013 | Deed of Trust, Mortgage · ARM MORTGAGE INVESTORS CORP |
| May 7, 2013 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE INVESTORS CORP |
| Oct 31, 2019 | Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 31, 2019 · Amount on File |
| Deed Sale | Oct 31, 2019 · Amount on File |
| Prior Sale | Jun 14, 2004 · Amount on File |
| Deed Document Number | 201910972 |
| Deed Book / Page | 5739 / 263 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS OK |
| Property Address | 3700 N 5TH ST, DUNCAN, OK 73533-3144 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2026 |
| Title Company | OKLAHOMA LAND TITLE SERVICES LLC, OKLAHOMA LAND TITLE SERVICES |
| Name | Verified Name |
|---|
| Document Number | 004520/265 |
|---|---|
| Date | Apr 12, 2013 |
| Book Page | 4520/265 |
| Instrument | 2013-874573 |
| Name | MORTGAGE INVESTORS CORP |
|---|---|
| Type | Mortgage Company |
| Address | SAINT PETERSBURG, FL 33707 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.5% |
| Type Change Date | Jul 1, 2016 |
| Change Frequency | Annually |
| Min Rate At Change | 1% |
| Max Rate At Change | 2% |
| Index | 1-Year CMT |
| Margin | 2 |
| Max Rate | 7.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS OK |
| Property Address | 3700 N 5TH ST, DUNCAN, OK 73533-3144 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2026 |
| Title Company | OKLAHOMA LAND TITLE SERVICES LLC, OKLAHOMA LAND TITLE SERVICES |
| Name | Verified Name |
|---|
| Document Number | 004536/050 |
|---|---|
| Date | May 7, 2013 |
| Book Page | 4536/050 |
| Instrument | 2013-875724 |
| Name | MORTGAGE INVESTORS CORP |
|---|---|
| Type | Mortgage Company |
| Address | SAINT PETERSBURG, FL 33707 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2043 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.5% |
| Type Change Date | Jul 1, 2016 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Max Rate At Change | 3.5% |
| Index | 1-Year CMT |
| Margin | 2 |
| Max Rate | 7.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEPHENS OK |
| Recording Date | Oct 31, 2019 |
| Property Address | 3700 N 5TH ST, DUNCAN, OK 73533-3144 |
| Document Number | 005739/263 |
| Book / Page | 5739 / 263 |
| Instrument Date | Oct 31, 2019 |
| Instrument | 2019-010972 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $262.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2104 N 5TH ST, DUNCAN, OK 73533-3359 |
| Investor | Possibly a Property Investor |
| Document Number | 2019010973 |
|---|---|
| Date | Oct 31, 2019 |
| Instrument | 2019-010973 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2049 |
The 2025 property tax bill for 2104 N 5th St was $1,334.
Source: Stephens County assessment roll, as of March 23, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Stephens County |
| Municipality | Duncan City |
| Unified School District | Duncan Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $15,816 (-) Land $496 Building $15,320 | $143,777 (-14.94%) Land $4,507 Building $139,270 | |
| 2025 | $1,334.00 | $15,816 Land $496 Building $15,320 | $169,034 Land $9,027 Building $160,007 |
| 2023 | $1,228.00 | $14,345 Land $390 Building $13,955 | $160,267 Land $4,011 Building $156,256 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2104 N 5th St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (2009–2025) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Apr 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2104 N 5th St is high, ranking above 72% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 72% of the US · lower than 61% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STEPHENS CO RWD #5 serves 6,426 people · EPA ID OK2006969 |
|---|---|
| Water Source | Purchased surface water from DUNCAN PUBLIC UTILITIES AUTHORITY |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Dobson Fiber Fiber | 10,000 / 10,000 |
| Sparklight Cable | 1,000 / 50 |
| Nextlink Fixed Wireless | 500 / 100 |
| 360 Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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