2104 Flower Ter, Sebring, FL 33875 Property Records

Highlands County property record for 2104 Flower Ter, Sebring, FL 33875

Property Summary

Property Type	Vacant Land
Lot Size	1 acres (43,550 sqft)
Owner	Individual Name on File
Last Sale	$361,500 (Sep 2026)
Tax Bill	$541 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage May 2024 Sale
Flood Zone	Zone A (high risk)
APN	`C-24-35-28-080-0120-0340`

Property Details

APN / Parcel Number

Primary APN	`C-24-35-28-080-0120-0340`

Exterior

Lot Area	43,550 sqft (1 acres)
Lot Dimensions	335 ft deep x 130 ft wide

Location & Zoning

Street Address	2104 FLOWER TER
City	SEBRING
State	FL
Zip	33875-6098
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	R1
Legal Description	ORANGE BLOSSOM EST UNIT 8 PB 6-PG 18 LOT 34 BLK 12
Legal Range	28E
Legal Township	35S
Legal Section	24
Legal Subdivision	ORANGE BLOSSOM EST
Legal Block	12
Legal Lot Number	34
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	3
Census Block	3036
Census Tract	961301

Owner

2104 Flower Ter, vacant land, is owned and occupied by an individual who bought it in September 2026.

Source: Highlands County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2104 FLOWER TER, SEBRING, FL 33875-6098
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2026	Warranty Deed, Subdivision Related Transfer · FHA Mortgage OBSIDIAN FINANCIAL SERVICES INC
May 2, 2024	Warranty Deed, Transfer COMPASS LAND AND TITLE, COMPASS LAND & TITLE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2026 · Amount on File
Deed Sale	Sep 23, 2026 · Amount on File
Prior Sale	May 2, 2024 · Amount on File
Deed Document Number	20262331771
Deed Book / Page	3219 / 920
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Sep 23, 2026
Property Address	2104 FLOWER TER, SEBRING, FL 33875-6098
Document Number	0002331771
Book / Page	3219 / 920
Instrument Date	Sep 22, 2026
Instrument	20262331771
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$255,580.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2104 FLOWER TER, SEBRING, FL 33875-6098

Mortgage

Document Number	0002331772,
Date	Sep 23, 2026
Instrument	20262331772

Lender

Name	OBSIDIAN FINANCIAL SERVICES INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	May 2, 2024
Property Address	2104 FLOWER TER, SEBRING, FL 33875-6098
Document Number	0002201507
Book / Page	3040 / 1551
Map Reference	MB 6 PG 18
Instrument Date	Apr 26, 2024
Instrument	2201507
Transaction Type	Transfer
Record Updated	May 17, 2024
Title Company	COMPASS LAND AND TITLE, COMPASS LAND & TITLE LLC

Transaction

Amount	Amount on Record
Tax	$105.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	169 PELICAN RD, MIDDLETOWN, NJ 07748-3035

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 N RIDGEWOOD DR, SEBRING, FL 33870-7202
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 2104 Flower Ter was $541, up 75.1% from the year before.

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$541.00 (+75.08%)	$37,180 Land $37,180	$37,180 Land $37,180
2024	$309.00 (+15.73%)
2023	$267.00 (+2.3%)	$22,984 (-) Land $22,984	$22,984 (-) Land $22,984
2022	$261.00	$22,984 Land $22,984	$22,984 Land $22,984

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2104 Flower Ter in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2104 Flower Ter is high, ranking above 83% of the US, with a 0.7% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 83% of the US · above 74% of Florida
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Flower Ter

Nearby Streets

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