2104 Flagstick Dr, Matthews, NC 28104 Property Records

Union County property record for 2104 Flagstick Dr, Matthews, NC 28104

Property Summary

Property Type	Rural Home
Details	5 bd · 3 ba · 3,528 sqft · built 2004
Lot Size	0.399 acres (17,380 sqft)
Owner	Individual Name on File
Last Sale	$400,000 (Feb 2018)
Tax Bill	$5,334 (2025)
Deeds & Mortgages	Feb 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-324-018`

Property Details

APN / Parcel Number

Primary APN	`08-324-018`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,528 sqft Living Area
Gross Area	4,032 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Conventional
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	17,380 sqft (0.399 acres)
View / Lot	Waterfront / Beach
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Deck Area	190 sqft
Patio Area	190 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2104 FLAGSTICK DR
City	MATTHEWS
State	NC
Zip	28104-0628
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-15 STALL
Legal Description	#124 EMERALD LAKE OPCE402 LESS 8393-317
Legal Subdivision	EMERALD LAKE
Jurisdiction	UNION NC
Township / Civil Division	GOOSE CREEK
Census Block Group	2
Census Block	2011
Census Tract	20203

Owner

Source: Union County assessment roll, APN 08-324-018, as of March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2104 FLAGSTICK DR, MATTHEWS, NC 28104-0628
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 14, 2018 · Amount on Record
Deed Sale	Feb 14, 2018 · Amount on Record
Prior Sale	Aug 16, 2005 · Amount on Record
Deed Document Number	20183859
Deed Book / Page	7103 / 420
Record Updated	Jun 08, 2026

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Feb 14, 2018
Property Address	2104 FLAGSTICK DR, MATTHEWS, NC 28104-0628
Document Number	7103420
Book / Page	007103 / 000420
Instrument Date	Feb 14, 2018
Instrument	3859
Transaction Type	Transfer
Record Updated	Mar 15, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$800.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2104 FLAGSTICK DR MATTHEWS NC 281040628, MATTHEWS, NC 28104-0628

Mortgage

Document Number	7103424
Date	Feb 14, 2018
Book Page	007103/000424
Instrument	3860

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 13, 2048

Tax Assessment & Valuation

Source: Union County assessment roll as of March 31, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Stallings Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,334.00 (+36%)	$791,100 (+67.85%) Land $130,000 Building $661,100	$791,100 (+67.85%) Land $130,000 Building $661,100
2023	$3,922.00	$471,300 Land $79,700 Building $391,600	$471,300 Land $79,700 Building $391,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), as of September 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371790202032, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 200 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20
Uniti Group DSL · Fiber in parts of the area	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NC2060020, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	HEATHFIELD S/D private · serves 165 people
Water Source	Groundwater
Last State Inspection	Apr 2026
Also Mapped Here	UNION COUNTY WATER SYSTEM
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.