2104 E Cole Ave, Fresno, CA 93720 Property Records

Fresno County property record for 2104 E Cole Ave, Fresno, CA 93720

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,073 sqft · built 1994
Lot Size	0.174 acres (7,564 sqft)
Owner	Individual Name on File
Last Sale	$354,500 (Sep 2017)
Tax Bill	$4,952 (2025)
Deeds & Mortgages	May 2022 Line of Credit Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`403-581-10`

Property Details

APN / Parcel Number

Primary APN	`403-581-10`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,073 sqft Living Area
1st Floor Area	2,073 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Construction Type	Frame
Lot Area	7,564 sqft (0.174 acres)
Lot Dimensions	122 ft deep x 62 ft wide
Garage Area	612 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Refrigeration

Location & Zoning

Street Address	2104 E COLE AVE
City	FRESNO
State	CA
Zip	93720-3937
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 41 TRACT NO 4528
Legal Subdivision	TRACT NO 4528
Legal Tract	4528
Legal Lot Number	41
Jurisdiction	FRESNO CA
Township / Civil Division	FRESNO
Census Block Group	3
Census Block	3008
Census Tract	5508

Owner

2104 E Cole Ave is owned and occupied by an individual who bought it in September 2017.

Source: Fresno County records, as of August 13, 2026

Owner of Record	Individual Name on File
Mailing Address	2104 E COLE AVE, FRESNO, CA 93720-3937
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 19, 2022	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Sep 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage SOFI LENDING CORP
Sep 15, 2017	Grant Deed, Transfer · Conventional with PMI ENDEAVOR AMERICA LOAN SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2017 · Amount on File
Deed Sale	Sep 15, 2017 · Amount on File
Prior Sale	Apr 23, 2008 · Amount on File
Deed Document Number	2017116839
Prior Transfer Date	Sep 21, 2012
Prior Transfer Doc	0000163473
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	2104 E COLE AVE, FRESNO, CA 93720-3937
Transaction Type	Mortgage
Record Updated	Jun 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2104 E COLE AVE, FRESNO, CA 93720-3937

Mortgage

Document Number	0000066208
Date	May 19, 2022
Instrument	2022-0066208

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	BURLINGAME, CA 94010

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	2104 E COLE AVE, FRESNO, CA 93720-3937
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2104 E COLE AVE, FRESNO, CA 93720-3937

Mortgage

Document Number	0000132874
Date	Sep 29, 2020
Instrument	2020-0132874

Lender

Name	SOFI LENDING CORP
Type	Lending Institution
Address	SALT LAKE CITY, UT 84121

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRESNO CA
Recording Date	Sep 15, 2017
Property Address	2104 E COLE AVE, FRESNO, CA 93720-3937
Document Number	0000116839
Instrument Date	Sep 12, 2017
Instrument	116839
Transaction Type	Transfer
Record Updated	Nov 24, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$389.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2104 E COLE AVE FRESNO CA 937203937, FRESNO, CA 93720-3937

Mortgage

Document Number	116840
Date	Sep 15, 2017
Instrument	116840

Lender

Name	ENDEAVOR AMERICA LOAN SVCS
Type	Funding / Finance Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 14, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2104 E Cole Ave was $4,952.

Source: Fresno County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Fresno County
Municipality	Fresno City
Unified School District	Clovis Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$411,421 (+2%) Land $123,366 Building $288,055
2025	$4,952.00	$403,355 Land $120,948 Building $282,407
2023	$4,766.00 (+1.34%)	$387,694 Land $116,252 Building $271,442
2022	$4,703.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2104 E Cole Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 29, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2104 E Cole Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FRESNO serves 545,970 people · EPA ID CA1010007
Water Source	Surface water
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 640 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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