2104 E Clay St, Decatur, IL 62521 Property Records

Macon County property record for 2104 E Clay St, Decatur, IL 62521

Property Summary

Property Type	Single Family Home
Lot Size	0.113 acres (4,920 sqft)
Owner	Individual Name on File
Tax Bill	$321 (2025)
Deeds & Mortgages	Oct 2025 Transfer Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-12-13-329-030`

Property Details

APN / Parcel Number

Primary APN	`04-12-13-329-030`
Alternative APN	`12-13-329-030`

Exterior

Lot Area	4,920 sqft (0.113 acres)
Lot Dimensions	40 ft deep x 122 ft wide

Location & Zoning

Account Number	041213329030
Street Address	2104 E CLAY ST
City	DECATUR
State	IL
Zip	62521-3142
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNICIPAL
Legal Description	MOELLER & POGUE SUBD BLK 1 TERRACE GARDENS ADD EXC LTS 1-2-17-31-32 LT 28 95BK2583/718 122.5X40 58 04 2 46 0288 000 00
Legal Range	17
Legal Township	02
Legal Section	01
Legal Subdivision	TERRACE GARDENS ADD
Legal Block	1
Legal Lot Number	1-28
Jurisdiction	MACON IL
Township / Civil Division	DECATUR
Census Block Group	1
Census Block	1024
Census Tract	200

Owner

2104 E Clay St is owned and occupied by an individual who acquired it in October 2025.

Source: Macon County records, as of June 5, 2026

Owner of Record	Individual Name on File
Mailing Address	2104 E CLAY ST, DECATUR, IL 62521-3142
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2025	Transfer on Death Deed, Transfer
Sep 25, 2017	Deed of Trust, Mortgage DECATUR EARTHMOVER CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 7, 2025
Transfer Doc	2025R011868
Record Updated	Sep 20, 2026

October 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MACON IL
Recording Date	Oct 8, 2025
Property Address	2104 E CLAY ST, DECATUR, IL 62521-3142
Document Number	2025R011868
Map Reference	BK 536 PG 72
Instrument Date	Oct 7, 2025
Instrument	2025R-011868
Transaction Type	Transfer
Record Updated	Oct 29, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON IL
Property Address	2104 E CLAY ST, DECATUR, IL 62521-3142
Transaction Type	Mortgage
Record Updated	Oct 16, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 1924686
Date	Sep 25, 2017
Book Page	4586/565
Instrument	1924686

Lender

Name	DECATUR EARTHMOVER CU
Type	Credit Union
Address	DECATUR, IL 62526

Agreement

Amount	Amount on Record
Term	122 Months
Due	Nov 1, 2027

Tax Assessment & Valuation

The 2025 property tax bill for 2104 E Clay St was $321 with exemptions applied, up 34.9% from the year before.

Source: Macon County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Macon County
County Subdivision	Decatur Township
Municipality	Decatur City
Unified School District	Decatur School District 61 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$321.00 (+34.87%)	$14,442 (+7.27%) Land $1,786 Building $12,656	$43,331 (+7.27%) Land $5,359 Building $37,972
2024	$238.00 Homeowner's exemption Senior Citizen's exemption	$13,463 Land $1,665 Building $11,798	$40,393 Land $4,995 Building $35,398

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2104 E Clay St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2104 E Clay St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECATUR serves 76,122 people · EPA ID IL1150150
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 570 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile.

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