2104 Congress Ct, Kannapolis, NC 28083 Property Records

Cabarrus County property record for 2104 Congress Ct, Kannapolis, NC 28083

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,508 sqft · built 2001
Lot Size0.383 acres (16,683 sqft)
Owner2 Individual Names on Record
Last Sale$349,000 (May 2025)
Tax Bill$4,071 (2025)
Deeds & MortgagesSep 2022 Line of Credit
May 2025 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN04065H0035.000000

Property Details

APN / Parcel Number

Primary APN04065H0035.000000
Alternative APNs
  • 5612 97 2348
  • 117431
  • 147065

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,508 sqft Living Area
Gross Area2,359 sqft
1st Floor Area1,508 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2008
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area16,683 sqft (0.383 acres)
Lot Dimensions176 ft deep x 43 ft wide
Garage TypeMixed
Garage Area529 sqft
DrivewayConcrete Driveway
Driveway Area700 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPatio
Porch Area106 sqft
Patio Area72 sqft
Storage Building160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number147065
Street Address2104 CONGRESS CT
CityKANNAPOLIS
StateNC
Zip28083-1905
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR18
Legal DescriptionLTS 35 & 36A SALEM CREEK
Legal SubdivisionSALEM CREEK
Legal Lot Number35,36A
JurisdictionCABARRUS NC
Township / Civil Division4, KANNAPOLIS
Census Block Group1
Census Block1029
Census Tract40900

Owner

Source: Cabarrus County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2104 CONGRESS CT, KANNAPOLIS, NC 28083-1905
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Sep 2, 2022Deed of Trust, Mortgage · Line of Credit
TRULIANT FCU
May 15, 2025Warranty Deed, Transfer · Conventional Mortgage
STATE EMPLOYEES CU
Jun 25, 2021Warranty Deed, Transfer
Jan 29, 2021Warranty Deed, Transfer · FHA Mortgage
QUICKEN LOANS LLC
Aug 9, 2017Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 15, 2025 · Amount on Record
Deed SaleMay 15, 2025 · Amount on Record
Prior SaleMar 20, 2025 · Amount on Record
Deed Document Number202510486
Deed Book / Page17435 / 40
Record UpdatedJun 8, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address2104 CONGRESS CT, KANNAPOLIS, NC 28083-1905
Transaction TypeMortgage
Record UpdatedSep 29, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0016188227
DateSep 2, 2022
Book Page16188/227
Lender
NameTRULIANT FCU
TypeCredit Union
AddressWINSTON SALEM, NC 27103
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueAug 28, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCABARRUS NC
Recording DateMay 15, 2025
Property Address2104 CONGRESS CT, KANNAPOLIS, NC 28083-1905
Document Number0001743540
Book / Page17435 / 40
Map ReferenceMB 75 PG 14
Instrument DateMay 15, 2025
Transaction TypeTransfer
Record UpdatedSep 29, 2025
Title CompanyTITLEVEST AGENCY INC, TITLEVEST AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$698.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2150 E GERMANN RD STE 1, 1, CHANDLER, AZ 85286-1662

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2104 CONGRESS CT, KANNAPOLIS, NC 28083-1905

Mortgage

Document Number0001743543
DateMay 15, 2025
Instrument17435/43
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2055

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCABARRUS NC
Recording DateJun 25, 2021
Property Address2104 CONGRESS CT, KANNAPOLIS, NC 28083-1905
Document Number0015281127
Book / Page15281 / 127
Instrument DateJun 25, 2021
Transaction TypeTransfer
Record UpdatedMar 10, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address400 CHANNING CIR NW, CONCORD, NC 28027-8554

Transferred To (Grantee/Buyer)

NameVerified Name
Address2104 CONGRESS CT, KANNAPOLIS, NC 28083-1905
InvestorPossibly a Property Investor

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCABARRUS NC
Recording DateJan 29, 2021
Property Address2104 CONGRESS CT, KANNAPOLIS, NC 28083-1905
Document Number0014869231
Book / Page14869 / 231
Map ReferenceMB 3.6 PG 65
Instrument DateJan 28, 2021
Transaction TypeTransfer
Record UpdatedAug 22, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$496.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address400 CHANNING CIR NW, 400, CONCORD, NC 28027-8554

Transferred To (Grantee/Buyer)

NameVerified Name
Address2104 CONGRESS CT, KANNAPOLIS, NC 28083-1905

Mortgage

Document Number0014869233
DateJan 29, 2021
Instrument14869/233
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2051

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCABARRUS NC
Recording DateAug 9, 2017
Property Address2104 CONGRESS CT, KANNAPOLIS, NC 28083-1905
Document Number12619238
Book / Page012619 / 000238
Instrument DateAug 9, 2017
Instrument20376
Transaction TypeTransfer
Record UpdatedMar 26, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$336.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2104 CONGRESS CT KANNAPOLIS NC 280831905, KANNAPOLIS, NC 28083-1905

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of September 23, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
MunicipalityKannapolis City
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,071.00 (+40.09%)$358,600 (+69.07%) Land $67,000 Building $291,600
2024$358,600 (+69.07%) Land $67,000 Building $291,600
2023$2,906.00$212,100 Land $37,000 Building $175,100$212,100 Land $37,000 Building $175,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1989)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 1989 · Hurricane Hugo

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF KANNAPOLIS
serves 56,050 people · EPA ID NC0180065
Water SourceSurface water
Last State InspectionMay 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Apr 2026
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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