Daviess County property record for 2104 Bluff Ave, Owensboro, KY 42303
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 733 sqft · built 1956 |
| Lot Size | 0.232 acres (10,086 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $135 (2025) |
| Deeds & Mortgages | Dec 2009 Mortgage Oct 2010 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | 003-06-01-001-A0-000 |
| Primary APN | 003-06-01-001-A0-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 733 sqft Living Area |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,086 sqft (0.232 acres) |
| Lot Dimensions | 82 ft deep x 123 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 2104 BLUFF AVE |
|---|---|
| City | OWENSBORO |
| State | KY |
| Zip | 42303-1132 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2104 BLUFF AVE |
| Legal Subdivision | SEVEN HILLS |
| Legal Lot Number | 29A |
| Jurisdiction | DAVIESS KY |
| Township / Civil Division | OWENSBORO |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 401 |
2104 Bluff Ave, a single family home, is held in a trust.
Source: Daviess County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 1311 W 2ND ST, OWENSBORO, KY 42301-0534 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Dec 29, 2009 | Deed of Trust, Mortgage · ARM SOUTH CENTRAL BANK |
| Oct 18, 2010 | Commissioner's Deed, Foreclosure Foreclosure Auction |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIESS KY |
| Property Address | 2104 BLUFF AVE, OWENSBORO, KY 42303-1132 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001732/676 |
|---|---|
| Date | Dec 29, 2009 |
| Book Page | 1732/676 |
| Instrument | 2009-00020223 |
| Name | SOUTH CENTRAL BANK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Dec 29, 2029 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Commissioner's Deed |
|---|---|
| Jurisdiction | DAVIESS KY |
| Recording Date | Oct 18, 2010 |
| Property Address | 2104 BLUFF AVE, OWENSBORO, KY 42303-1132 |
| Document Number | 000881/911 |
| Book / Page | 0881 / 911 |
| Instrument Date | Oct 1, 2010 |
| Instrument | 201001337321 |
| Transaction Type | Foreclosure |
| Record Updated | Mar 13, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 1311 W 2ND ST, OWENSBORO, KY 42301-0534 |
The 2025 property tax bill for 2104 Bluff Ave was $135.
Source: Daviess County assessment roll, as of May 8, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Daviess County |
| Municipality | Owensboro City |
| Unified School District | Owensboro Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $40,700 (-) | $40,700 (-) | |
| 2025 | $135.00 | $40,700 Land $15,000 Building $25,700 | $40,700 Land $15,000 Building $25,700 |
| 2023 | $30,000 | $30,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2104 Bluff Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 31, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2104 Bluff Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OWENSBORO MUNICIPAL UTILITIES serves 60,473 people · EPA ID KY0300336 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Owensboro Municipal Utilities Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Watch TV Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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