2104 7th St N, Columbus, MS 39701 Property Records

Lowndes County property record for 2104 7th St N, Columbus, MS 39701

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,080 sqft · built 1978
Lot Size0.398 acres (17,370 sqft)
OwnerIndividual Name on Record
Tax Bill$1,705 (2025)
Deeds & MortgagesNov 2025 Mortgage
May 2023 Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APN56W150203700

Property Details

APN / Parcel Number

Primary APN56W150203700
Alternative APNs
  • 011507
  • 11507

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Building Area2,080 sqft Adjusted Area
1st Floor Area1,427 sqft
2nd Floor Area636 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Exterior MaterialWood Siding
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialAsphalt
Lot Area17,370 sqft (0.398 acres)
Lot Dimensions193 ft deep x 90 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number011507
Street Address2104 7TH ST N
CityCOLUMBUS
StateMS
Zip39701-2314
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description2104 7TH ST N LOT 14
Legal Range18W
Legal Township18S
Legal Section09
Legal SubdivisionPLEASANT RIDGE EST
Legal Lot Number14
JurisdictionLOWNDES MS
Township / Civil Division2
Census Block Group1
Census Block1005
Census Tract902

Owner

Source: Lowndes County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address2104 7TH ST N, COLUMBUS, MS 39701-2314
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 13, 2025Deed of Trust, Mortgage · Partial Claim Mortgage
SECRETARY OF HOUSING URBAN & DEVELOPMENT
May 12, 2023Deed of Trust, Mortgage · FHA Mortgage
RENASANT BANK
May 16, 2023Deed of Trust, Mortgage · FHA Mortgage
RENASANT BANK
Feb 7, 2022Deed of Trust, Mortgage · Commercial Mortgage
BANK OF COMMERCE
May 12, 2023Warranty Deed, Subdivision Related Transfer · FHA Mortgage
RENASANT BANK
Apr 11, 2022Warranty Deed, Transfer · Commercial Mortgage
BANKFIRST FINANCIAL
Mar 10, 2018Loan Modification, Mortgage
WELLS FARGO BK WEST

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 12, 2023
Deed SaleMay 12, 2023
Prior SaleApr 11, 2022 · Amount on Record
Deed Document Number0020234034
Deed Book / Page2023 / 4034
Record UpdatedJun 8, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWNDES MS
Property Address2104 7TH ST N, COLUMBUS, MS 39701-2314
Transaction TypeMortgage
Record UpdatedFeb 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00202526386
DateNov 13, 2025
Book Page2025/26386
Lender
NameSECRETARY OF HOUSING URBAN & DEVELOPMENT
TypeGovernment Agency
Agreement
TypePartial Claim Mortgage
AmountAmount Recorded
Term358 Months
DueSep 1, 2055

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWNDES MS
Property Address2104 7TH ST N, COLUMBUS, MS 39701-2314
Transaction TypeMortgage
Record UpdatedFeb 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0020239816
DateMay 12, 2023
Book Page2023/9816
Lender
NameRENASANT BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2053

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWNDES MS
Property Address2104 7TH ST N, COLUMBUS, MS 39701-2314
Transaction TypeMortgage
Record UpdatedJan 21, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00202310115
DateMay 16, 2023
Book Page2023/10115
Lender
NameRENASANT BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2053

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWNDES MS
Property Address2104 7TH ST N, COLUMBUS, MS 39701-2314
Transaction TypeMortgage
Record UpdatedApr 10, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0020222798
DateFeb 7, 2022
Book Page2022/2798
Lender
NameBANK OF COMMERCE
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

May 2023: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionLOWNDES MS
Recording DateMay 12, 2023
Property Address2104 7TH ST N, COLUMBUS, MS 39701-2314
Document Number0020234034
Book / Page2023 / 4034
Instrument DateMay 5, 2023
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 3, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address7045 S LEGEND DR, GILBERT, AZ 85298-9272

Mortgage

Document Number0202310115
DateMay 12, 2023
Instrument2023/10115
Lender
NameRENASANT BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2053

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLOWNDES MS
Recording DateApr 11, 2022
Property Address2104 7TH ST N, COLUMBUS, MS 39701-2314
Document Number0020222798
Book / Page2022 / 2798
Instrument DateApr 8, 2022
Transaction TypeTransfer
Record UpdatedJan 21, 2026

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address355 RENON LN, CALEDONIA, MS 39740-8663

Mortgage

Document Number0020228607
DateApr 11, 2022
Instrument2022/8607
Lender
NameBANKFIRST FINANCIAL
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

March 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionLOWNDES MS
Property Address2104 7TH ST N, COLUMBUS, MS 39701-2314
Document Number0020188016
Instrument DateMar 10, 2018
Transaction TypeMortgage
Record UpdatedMay 2, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2104 7TH ST N COLUMBUS MS 397012314, COLUMBUS, MS 39701-2314

Mortgage

Document Number0020188016
DateApr 18, 2018
Book Page002018/008016
Lender
NameWELLS FARGO BK WEST
TypeBank
AddressFORT MILL, SC 29715
Agreement
AmountAmount Recorded
Term360 Months
DueApr 17, 2048

Tax Assessment & Valuation

Source: Lowndes County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyLowndes County
MunicipalityColumbus City
Unified School DistrictColumbus Municipal School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,705.00 (-26.73%) Homeowner's exemption$11,360 (-12.09%)$113,600 (+31.86%) Land $16,000 Building $97,600
2024$2,327.00 (+10.13%)
2023$2,113.00$12,923$86,150 Land $16,000 Building $70,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLUMBUS LIGHT & WATER
serves 23,616 people · EPA ID MS0440003
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Sparklight
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
C Spire Wireless
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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