2104 20th St, Lubbock, TX 79411 Property Records

Lubbock County property record for 2104 20th St, Lubbock, TX 79411

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,796 sqft · built 1943
Lot Size	0.2 acres (8,700 sqft)
Owner	Company Name on Record
Tax Bill	$2,206 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R114246`

Property Details

APN / Parcel Number

Primary APN	`R114246`
Alternative APN	`R5770000004800240000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,796 sqft Living Area
1st Floor Area	944 sqft
Basement Area	130 sqft
Finished Basement	130 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1943
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,700 sqft (0.2 acres)
Lot Dimensions	145 ft deep x 60 ft wide
Garage Area	288 sqft

Location & Zoning

Street Address	2104 20TH ST
City	LUBBOCK
State	TX
Zip	79411-1102
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MCCRUMMEN 2ND BLK 48 L 23 & W10OF 24
Legal Subdivision	MCCRUMMEN 2ND
Legal Block	48
Legal Lot Number	24
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	2
Census Block	2004
Census Tract	1402

Owner

Source: Lubbock County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	140 SCOTTSDALE DR, CLOVIS, NM 88101-2739
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2023	Deed of Trust, Mortgage · Line of Credit ACCESS COMMUNITY CU
Dec 29, 2021	Deed of Trust, Mortgage · Commercial Mortgage CITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 18, 2022
Deed Sale	Aug 18, 2022
Prior Sale	Oct 14, 2021
Deed Document Number	202239734
Prior Transfer Date	Aug 2, 2013
Prior Transfer Doc	0000032095
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	2104 20TH ST, LUBBOCK, TX 79411-1102
Transaction Type	Mortgage
Record Updated	Feb 2, 2023
Title Company	SERVICE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003234
Date	Jan 26, 2023
Instrument	2023003234

Lender

Name	ACCESS COMMUNITY CU
Type	Credit Union
Address	AMARILLO, TX 79114

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 25, 2043

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	2104 20TH ST, LUBBOCK, TX 79411-1102
Transaction Type	Mortgage
Record Updated	Jan 6, 2022
Title Company	SERVICE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000065839
Date	Dec 29, 2021
Instrument	2021065839

Lender

Name	CITY BANK
Type	Bank
Address	LUBBOCK, TX 79408

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 16, 2036

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,206.00 (-23.32%)	$124,719 (-6.71%) Land $25,000 Building $99,719	$124,719 (-6.71%) Land $25,000 Building $99,719
2024	$2,877.00 (+15.82%)
2023	$2,484.00 (-3.72%)	$133,686 Land $16,380 Building $117,306	$133,686 Land $16,380 Building $117,306
2022	$2,580.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 546 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Optimum Cable · Fiber in parts of the area	940 / 35
Rise Broadband Fixed Wireless	500 / 100
Telespan Fixed Wireless	100 / 40

May also be available: Metronet, Verizon.

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