21035 Coley Store Rd, Locust, NC 28097 Property Records

Stanly County property record for 21035 Coley Store Rd, Locust, NC 28097

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,008 sqft · built 1971
Lot Size	10.3 acres (451,282 sqft)
Owner	Individual Name on File
Last Sale	$635,000 (Jul 2025)
Tax Bill	$2,665 (2026)
Deeds & Mortgages	Jul 2025 Sale & Mortgage Mar 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`558602587901`

Property Details

APN / Parcel Number

Primary APN	`558602587901`
Alternative APNs	`1552080` `1528793` `15517`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,008 sqft Finished Area
Flooring	Tile
Interior Walls	Plywood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Exterior Material	Brick Veneer
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	451,282 sqft (10.3 acres)
Porch	Porch
Porch Area	128 sqft
Deck Area	432 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	1552080
Street Address	21035 COLEY STORE RD
City	LOCUST
State	NC
Zip	28097-7168
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HSE 21035 COLEY STORE RD 558600071
Legal Subdivision	SURVEY FOR JOSEPH W ROBINSON JR
Jurisdiction	STANLY NC
Township / Civil Division	FURR
Census Block Group	3
Census Block	3002
Census Tract	930801

Owner

21035 Coley Store Rd is owned and occupied by an individual who bought it in July 2025.

Source: Stanly County records, as of October 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	21035 COLEY STORE RD, LOCUST, NC 28097-7168
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2025	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF AMERICA
Mar 19, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Oct 6, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2025 · Amount on File
Deed Sale	Jul 22, 2025 · Amount on File
Prior Sale	Mar 19, 2020 · Amount on File
Deed Document Number	2025479505
Deed Book / Page	1889 / 636
Prior Transfer Date	Mar 25, 2016
Prior Transfer Doc	0000379836
Record Updated	Oct 29, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STANLY NC
Recording Date	Jul 22, 2025
Property Address	21035 COLEY STORE RD, LOCUST, NC 28097-7168
Document Number	0000479505
Book / Page	1889 / 636
Map Reference	MB 1523 PG 713
Instrument Date	Jul 22, 2025
Instrument	479505
Transaction Type	Transfer
Record Updated	Oct 24, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,270.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21035 COLEY STORE RD, LOCUST, NC 28097-7168

Mortgage

Document Number	0000479506
Date	Jul 22, 2025
Instrument	479506

Lender

Name	FIRST NATIONAL BANK OF AMERICA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 5, 2055

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STANLY NC
Recording Date	Mar 19, 2020
Property Address	21035 COLEY STORE RD, LOCUST, NC 28097-7168
Document Number	0000418139
Book / Page	001695 / 000672
Instrument Date	Mar 6, 2020
Instrument	418139
Transaction Type	Transfer
Record Updated	Jun 9, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$600.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	21035 COLEY STORE RD LOCUST NC 280977168, LOCUST, NC 28097-7168

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STANLY NC
Recording Date	Oct 6, 2017
Property Address	21035 COLEY STORE RD, LOCUST, NC 28097-7168
Document Number	0000394643
Book / Page	001626 / 000412
Instrument Date	Oct 6, 2017
Instrument	394643
Transaction Type	Transfer
Record Updated	Oct 10, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$570.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	21035 COLEY STORE RD LOCUST NC 280977168, LOCUST, NC 28097-7168

Tax Assessment & Valuation

The 2026 property tax bill for 21035 Coley Store Rd was $2,665.

Source: Stanly County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Stanly County
Unified School District	Stanly County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,665.00	$403,851 (-) Land $131,201 Building $272,650	$403,851 (-) Land $131,201 Building $272,650
2025	$2,665.00	$403,851 Land $131,201 Building $272,650	$403,851 Land $131,201 Building $272,650
2023	$2,064.00	$286,689 Land $79,576 Building $207,113	$286,689 Land $79,576 Building $207,113

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 21035 Coley Store Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 30, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 21035 Coley Store Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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