21032 O'Connor Rd SE, Centralia, WA 98531 Property Records

Thurston County property record for 21032 O'Connor Rd SE, Centralia, WA 98531

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,080 sqft · built 1967
Lot Size	2.99 acres (130,244 sqft)
Owner	Individual Name on Record
Last Sale	$347,000 (May 2019)
Tax Bill	$94 (2026)
Deeds & Mortgages	Oct 2021 Mortgage May 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1251-54-30200`

Property Details

APN / Parcel Number

Primary APN	`1251-54-30200`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	2,080 sqft Finished Area
1st Floor Area	1,664 sqft
2nd Floor Area	416 sqft
Upper Floors Area	416 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1990
Architectural Style	Split Level
Exterior Material	Wood Siding
Construction Type	Wood Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	130,244 sqft (2.99 acres)
Terrain	Rolling
Garage Type	Built-in
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Deck Area	504 sqft
Patio Area	504 sqft
Lean-To	300 sqft
Utility Building	640 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	21032 OCONNOR RD SE
City	CENTRALIA
State	WA
Zip	98531-9554
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	15-15-2W 2.99A SW-SE COM 330F W OF NE COR W 366.7F S 358F E 366.7F
Legal Range	02W
Legal Township	15N
Legal Section	15
Legal Quarter	SE
Jurisdiction	THURSTON WA
Township / Civil Division	THURSTON SOUTH
Census Block Group	1
Census Block	1021
Census Tract	12620

Owner

Source: Thurston County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	21032 OCONNOR RD SE, CENTRALIA, WA 98531-9554
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL INC
May 17, 2019	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Feb 27, 2017	Deed of Trust, Mortgage · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2019 · Amount on Record
Deed Sale	May 17, 2019 · Amount on Record
Prior Sale	May 2, 2005 · Amount on Record
Deed Document Number	4683729
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	THURSTON WA
Property Address	21032 OCONNOR RD SE, CENTRALIA, WA 98531-9554
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	FIRST AMERICAN, FATCO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004891423
Date	Oct 20, 2021
Instrument	4891423

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	THURSTON WA
Recording Date	May 17, 2019
Property Address	21032 OCONNOR RD SE, CENTRALIA, WA 98531-9554
Document Number	0004683729
Instrument Date	May 6, 2019
Instrument	4683729
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	THURSTONE COUNTY TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$6,176.60
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21032 OCONNOR RD SE, CENTRALIA, WA 98531-9554

Mortgage

Document Number	0004683730
Date	May 17, 2019
Instrument	4683730

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	THURSTON WA
Property Address	21032 OCONNOR RD SE, CENTRALIA, WA 98531-9554
Document Number	0004552105
Instrument Date	Feb 27, 2017
Transaction Type	Mortgage
Record Updated	Mar 13, 2017
Title Company	THURSTON COUNTY TITLE COMPANY, THURSTON COUNTY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	21032 OCONNOR RD SE CENTRALIA WA 985319554, CENTRALIA, WA 98531-9554

Mortgage

Document Number	0004552105
Date	Mar 3, 2017
Instrument	4552105

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 2, 2032

Tax Assessment & Valuation

Source: Thurston County assessment roll, as of January 1, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Thurston County
Unified School District	Centralia School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$94.00 (-97.61%)
2025		$490,600 (+6.26%) Land $161,600 Building $329,000	$490,600 (+6.26%) Land $161,600 Building $329,000
2023	$3,925.00
2022		$461,700 Land $98,400 Building $363,300	$461,700 Land $98,400 Building $363,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (1986–2002)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Nov 2002 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tenino Telephone Company/Scatter Creek InfoNet Fiber · DSL	1,000 / 500
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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