21030 Marion Rd, Fredonia, KY 42411 Property Records

Caldwell County property record for 21030 Marion Rd, Fredonia, KY 42411

Property Summary

Property Type	Single Family Home
Lot Size	11.2 acres (491,444 sqft)
Owner	Individual Name on Record
Last Sale	$105,000 (Oct 2024)
Tax Bill	$1,031 (2024)
Deeds & Mortgages	Oct 2024 Sale & Construction Loan Feb 2024 Second Mortgage + 6 more
Flood Zone	Zone A (high risk)
APN	`131030-001`

Property Details

APN / Parcel Number

Primary APN	`131030-001`
Alternative APNs	`10509001` `3-25`

Exterior

Lot Area	491,444 sqft (11.2 acres)

Location & Zoning

Street Address	21030 MARION RD
City	FREDONIA
State	KY
Zip	42411-9248
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE BLDGS & 11.282 ACRES
Jurisdiction	CALDWELL KY
Township / Civil Division	FREDONIA
Census Block Group	1
Census Block	1014
Census Tract	920100

Owner

Source: Caldwell County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	21030 MARION RD, FREDONIA, KY 42411-9248
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2024	Deed, Construction Loan · Construction Mortgage PLANTERS BANK
Feb 1, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PLANTERS BANK
Mar 3, 2021	Deed of Trust, Mortgage · Line of Credit FIRST UNITED BANK & TRUST CO
Mar 3, 2021	Deed of Trust, Mortgage · Line of Credit FIRST UNITED BANK & TRUST CO
Mar 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST UNITED BANK & TRUST CO
Mar 4, 2019	Deed of Trust, Mortgage · Line of Credit FIRST UNITED BANK & TRUST CO
Nov 24, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Feb 28, 2022	Deed of Trust, Mortgage · Line of Credit FIRST UNITED BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2024 · Amount on Record
Deed Sale	Oct 28, 2024 · Amount on Record
Prior Sale	Mar 6, 2006 · Amount on Record
Deed Document Number	000D351424
Deed Book / Page	D351 / 424
Record Updated	Jun 8, 2026

October 2024: Deed, Construction Loan

Document Type	Deed
Jurisdiction	CALDWELL KY
Recording Date	Oct 28, 2024
Property Address	21030 MARION RD, FREDONIA, KY 42411-9248
Document Number	00D351/424
Book / Page	D351 / 424
Instrument Date	Oct 24, 2024
Transaction Type	Construction Loan
Record Updated	Dec 9, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$105.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21030 MARION RD, FREDONIA, KY 42411-9248

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	21030 MARION RD, FREDONIA, KY 42411-9248

Mortgage

Document Number	000M407199
Date	Oct 28, 2024
Instrument	M407//199

Lender

Name	PLANTERS BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Oct 24, 2049

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL KY
Property Address	21030 MARION RD, FREDONIA, KY 42411-9248
Transaction Type	Mortgage
Record Updated	Feb 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21088 MARION RD, FREDONIA, KY 42411-9248

Mortgage

Document Number	000400/329
Date	Feb 1, 2024
Book Page	400/329

Lender

Name	PLANTERS BANK
Type	Bank
Address	PRINCETON, KY 42445

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	59 Months
Due	Jan 12, 2029

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL KY
Property Address	21030 MARION RD, FREDONIA, KY 42411-9248
Transaction Type	Mortgage
Record Updated	Jan 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21030 MARION RD, FREDONIA, KY 42411-9248

Mortgage

Document Number	000M366/77
Date	Mar 3, 2021
Book Page	M366/77

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	MARION, KY 42064

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	10 Months
Due	Jan 29, 2022

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL KY
Property Address	21030 MARION RD, FREDONIA, KY 42411-9248
Transaction Type	Mortgage
Record Updated	Jan 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21030 MARION RD, FREDONIA, KY 42411-9248

Mortgage

Document Number	000M366/55
Date	Mar 3, 2021
Book Page	M366/55

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	MARION, KY 42064

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	58 Months
Due	Jan 28, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL KY
Property Address	21030 MARION RD, FREDONIA, KY 42411-9248
Transaction Type	Mortgage
Record Updated	Jan 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M343/127
Date	Mar 4, 2019
Book Page	M343/127

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	MARION, KY 42064

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	58 Months
Due	Jan 25, 2024

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL KY
Property Address	21030 MARION RD, FREDONIA, KY 42411-9248
Transaction Type	Mortgage
Record Updated	Jan 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M343/138
Date	Mar 4, 2019
Book Page	M343/138

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	MARION, KY 42064

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	11 Months
Due	Feb 1, 2020

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL KY
Property Address	21030 MARION RD, FREDONIA, KY 42411-9248
Transaction Type	Mortgage
Record Updated	Jan 9, 2024
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M377/111
Date	Nov 24, 2021
Book Page	M377/111

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 1, 2051

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL KY
Property Address	21030 MARION RD, FREDONIA, KY 42411-9248
Transaction Type	Mortgage
Record Updated	Jan 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21030 MARION RD, FREDONIA, KY 42411-9248

Mortgage

Document Number	000380/488
Date	Feb 28, 2022
Book Page	380/488

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	MARION, KY 42064

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	11 Months
Due	Jan 26, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of October 15, 2024

Property Jurisdictions

Type	Name
State	Kentucky
County	Caldwell County
Municipality	Fredonia City
Unified School District	Caldwell County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$1,031.00 (-0.96%)	$94,711 (-)	$94,711 (-)
2023	$1,041.00	$94,711	$94,711

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREDONIA WATER DEPARTMENT serves 1,040 people · EPA ID KY0170146
Water Source	Purchased surface water from EDDYVILLE WATER DEPARTMENT
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Watch TV Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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