Monmouth County and Spring Lake Heights Borough property record for 2103 Windsor Ter, Spring Lake, NJ 07762
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1.5 ba · 2,704 sqft · built 1902 |
| Lot Size | 0.223 acres (9,731 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,105,000 (Sep 2022) |
| Tax Bill | $13,059 (2025) |
| Deeds & Mortgages | Sep 2022 Sale Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-00085-0000-00032 |
| Primary APN | 48-00085-0000-00032 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,704 sqft Living Area |
| 1st Floor Area | 1,400 sqft |
| Upper Floors Area | 1,136 sqft |
| Basement Area | 636 sqft |
| Year Built | Built 1902 |
|---|---|
| Effective Year Built | Effective 1902 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 9,731 sqft (0.223 acres) |
| Lot Dimensions | 139 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 399 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 19730 |
|---|---|
| Street Address | 2103 WINDSOR TER |
| City | SPRING LAKE |
| State | NJ |
| Zip | 07762-2244 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 |
| Legal Subdivision | BOROUGH/SPGS LAKE HEIGHTS |
| Legal Block | 85 |
| Legal Lot Number | 32 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | SPRING LAKE HEIGHTS |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 808902 |
Source: Monmouth County and Spring Lake Heights Borough records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2103 WINDSOR TER, SPRING LAKE, NJ 07762-2244 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 27, 2022 | Deed, Transfer RESOLUTION TITLE AGENCY LLC, EVOLUTION TITLE AGENCY LLC |
| Mar 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Apr 8, 2017 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 27, 2022 · Amount on Record |
| Deed Sale | Sep 27, 2022 · Amount on Record |
| Prior Sale | Sep 3, 2008 · Amount on Record |
| Deed Document Number | 202297768 |
| Deed Book / Page | 9617 / 1952 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Sep 27, 2022 |
| Property Address | 2103 WINDSOR TER, SPRING LAKE, NJ 07762-2244 |
| Document Number | 0096171952 |
| Book / Page | 9617 / 1952 |
| Instrument Date | Aug 18, 2022 |
| Instrument | 2022097768 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2022 |
| Title Company | RESOLUTION TITLE AGENCY LLC, EVOLUTION TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $21,895.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1012 SUNSET DR, 1012, BRIELLE, NJ 08730-1130 |
| Name | Verified Name |
|---|---|
| Address | 2103 WINDSOR TER, SPRING LAKE, NJ 07762-2244 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 2103 WINDSOR TER, SPRING LAKE, NJ 07762-2244 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2021 |
| Title Company | CLOSING USA LLC, CLOSING USA |
| Name | Verified Name |
|---|
| Document Number | 0094937368 |
|---|---|
| Date | Mar 24, 2021 |
| Book Page | 9493/7368 |
| Instrument | 2021046209 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 2103 WINDSOR TER, SPRING LAKE, NJ 07762-2244 |
| Document Number | 0000045216 |
| Instrument Date | Apr 8, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2018 |
| Title Company | LENDER RECORDING SERVICES |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2103 WINDSOR TER SPRING LAKE NJ 077622244, SPRING LAKE, NJ 07762-2244 |
| Document Number | 0000045216 |
|---|---|
| Date | May 3, 2017 |
| Book Page | 009225/006097 |
| Instrument | 45216 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 2, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Monmouth County and Spring Lake Heights Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Spring Lake Heights Borough |
| Unified School District | Spring Lake Heights Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,405,700 (+10.23%) Land $823,700 Building $582,000 | $1,405,700 (+10.23%) Land $823,700 Building $582,000 | |
| 2025 | $13,059.00 (+5.72%) | $1,275,300 (+17.56%) Land $698,600 Building $576,700 | $1,275,300 (+17.56%) Land $698,600 Building $576,700 |
| 2024 | $12,353.00 (+38.01%) | ||
| 2023 | $1,084,800 Land $478,800 Building $606,000 | $1,084,800 Land $478,800 Building $606,000 | |
| 2022 | $8,951.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.5% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOROUGH OF SPRINGLAKE HEIGHTS serves 5,000 people · EPA ID NJ1349001 |
|---|---|
| Water Source | Purchased surface water from NJ WATER SUPPLY AUTHORITY MANASQUAN |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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