2103 Werner Rd, Columbus, MI 48063 Property Records

St. Clair County property record for 2103 Werner Rd, Columbus, MI 48063

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,250 sqft · built 2018
Lot Size	7.99 acres (348,393 sqft)
Owner	2 Individual Names on Record
Last Sale	$80,000 (Apr 2017)
Tax Bill	$6,336 (2024)
Deeds & Mortgages	Feb 2021 Mortgage May 2017 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`74-16-027-4003-000`

Property Details

APN / Parcel Number

Primary APN	`74-16-027-4003-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,250 sqft Living Area
Basement Area	2,250 sqft

Exterior

Year Built	Built 2018
Lot Area	348,393 sqft (7.99 acres)
Lot Dimensions	1,340 ft deep x 260 ft wide
Garage Area	1,080 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	74160274003000
Street Address	2103 WERNER RD
City	COLUMBUS
State	MI
Zip	48063-3729
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDEN
Legal Description	S 8 A OF N 33 A OF E 1/2 OF SW 1/4 SEC 27 T5N R15E 8 A
Legal Range	15E
Legal Township	05N
Legal Section	27
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	COLUMBUS
Census Block Group	1
Census Block	1018
Census Tract	651600

Owner

Source: St. Clair County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2103 WERNER RD, COLUMBUS, MI 48063-3729
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU
May 24, 2017	Warranty Deed, Construction Loan · Construction Mortgage LAKE MI CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2017 · Amount on Record
Deed Sale	Apr 27, 2017 · Amount on Record
Deed Document Number	0004833768
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	2103 WERNER RD, COLUMBUS, MI 48063-3729
Transaction Type	Mortgage
Record Updated	Feb 11, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2103 WENRER ROAD, COLUMBUS, MI 48063-3729

Mortgage

Document Number	0005315634
Date	Feb 8, 2021
Book Page	5315/634
Instrument	2021003730

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

May 2017: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	May 24, 2017
Property Address	2103 WERNER RD, COLUMBUS, MI 48063-3729
Document Number	0048330768
Book / Page	004833 / 000768
Instrument Date	Apr 27, 2017
Transaction Type	Construction Loan
Record Updated	Jul 11, 2017
Title Company	MANZO TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$688.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9666 DIVISION RD COLUMBUS MI 480634114, COLUMBUS, MI 48063-4114

Mortgage

Document Number	48330769
Date	May 24, 2017
Book Page	004833/000769

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 23, 2047

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Columbus Township
Unified School District	Richmond Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$309,500 (+8.63%)
2024	$6,336.00 (+9.52%)		$619,000 (+8.63%)
2023		$284,900
2022	$5,785.00		$569,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

May also be available: AT&T, Verizon, Xfinity.

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