2103 Waverly Ln, Algonquin, IL 60102 Property Records

Kane County property record for 2103 Waverly Ln, Algonquin, IL 60102

Property Summary

Property TypeSingle Family Home
Details2 bd · 1,060 sqft · built 1995
OwnerIndividual Name on Record
Last Sale$182,000 (Aug 2022)
Tax Bill$4,263 (2025)
Deeds & MortgagesAug 2022 Sale & Mortgage
Apr 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN03-05-179-042

Property Details

APN / Parcel Number

Primary APN03-05-179-042

Interior

Bedrooms2 Beds
Total Rooms5 Rooms
Stories1 Story
Building Area1,060 sqft Living Area
Gross Area1,291 sqft
1st Floor Area1,060 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleCondo/Apartment
Garage TypeAttached
Garage Area231 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address2103 WAVERLY LN
CityALGONQUIN
StateIL
Zip60102-5197
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBUILDING 438 UNIT 5 COUNTRY HOMES AT WILLOUGHBY FARMS CONDO .877% SUBDIVISION: WILLOUGHBY COUNTRY HOMES RANGE CODE: 8 E TWSHP 42N
Legal SubdivisionWILLOUGHBY COUNTRY HOMES
Legal Block1
Legal Unit5
JurisdictionKANE IL
Township / Civil DivisionDUNDEE
Census Block Group1
Census Block1005
Census Tract850105

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address2103 WAVERLY LN, ALGONQUIN, IL 60102-5197
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 15, 2022Warranty Deed, Transfer · Conventional Mortgage
OLD NATIONAL BANK
Apr 23, 2018Warranty Deed, Transfer · Conventional Mortgage
FIRST CENTENNIAL MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 15, 2022 · Amount on Record
Deed SaleAug 15, 2022 · Amount on Record
Prior SaleApr 23, 2018 · Amount on Record
Deed Document Number202241188
Record UpdatedOct 29, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateAug 15, 2022
Property Address2103 WAVERLY LN, ALGONQUIN, IL 60102-5197
Document Number0000041188
Map ReferenceDOC 93K094488
Instrument DateAug 4, 2022
Instrument2022K041188
Transaction TypeTransfer
Record UpdatedOct 28, 2022
Title CompanyBAIRD AND WARNER TITLE SERVICES INC, BAIRD & WARNER TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$182.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2103 WAVERLY LN, ALGONQUIN, IL 60102-5197

Mortgage

Document Number0000041189
DateAug 15, 2022
Instrument2022K041189
Lender
NameOLD NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2052
Interest
Rate TypeFixed Rate
Rate4.65%
AdjustableAdjustable Rate Rider
Type Change DateSep 1, 2029
Change FrequencyMonthly
Min Rate At Change2.75%
Max Rate At Change9.62%
Index12-Month MTA
Max Rate9.62%

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateApr 23, 2018
Property Address2103 WAVERLY LN, ALGONQUIN, IL 60102-5197
Document Number0000018429
Map ReferenceDOC93K094488
Instrument DateApr 18, 2018
Instrument2018K018429
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyFIRST UNITED TITLE SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$132.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address2103 WAVE3LY ALNE, ALGONQUIN, IL 60102

Mortgage

Document Number0000018430
DateApr 23, 2018
Instrument2018K018430
Lender
NameFIRST CENTENNIAL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2048
Interest
Rate TypeFixed Rate
Rate4.5%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAlgonquin Village
CountyKane County
County SubdivisionDundee Township
Unified School DistrictCommunity Unit School District 300 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,263.00 (+18.22%) Homeowner's exemption$66,934 (+9.42%) Land $9,160 Building $57,774$200,882 (+9.42%) Land $27,491 Building $173,391
2024$61,171 (+24.44%) Land $8,371 Building $52,800$183,586 (+24.49%) Land $25,123 Building $158,463
2022$3,606.00 (+3.5%) Homeowner's exemption$49,158 (+5.91%) Land $7,532 Building $41,626$147,474 (+5.91%) Land $22,596 Building $124,878
2021$3,484.00 Homeowner's exemption$46,415 Land $7,112 Building $39,303$139,245 Land $21,336 Building $117,909

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemALGONQUIN
serves 30,700 people · EPA ID IL1110050
Water SourceGroundwater
Last State InspectionAug 2025
Lead2 ppb (2026–2028)
action level 15 ppb
Copper1.6 mg/L (2022–2024)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

Nearby Properties on Waverly Ln

Nearby Streets

Search Property Records by Address or Parcel Number