2103 Waters Edge Ln, Suffolk, VA 23435 Property Records

Suffolk City property record for 2103 Waters Edge Ln, Suffolk, VA 23435

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,773 sqft · built 2004
OwnerIndividual Name on Record
Last Sale$289,000 (Jan 2022)
Tax Bill$3,551 (2025)
Deeds & MortgagesJan 2022 Sale & Mortgage
Apr 2021 Refinance
+ 1 more
APN6*3*2*BB*2103

Property Details

APN / Parcel Number

Primary APN6*3*2*BB*2103
Alternative APN
  • 304920000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,773 sqft Living Area

Exterior

Year BuiltBuilt 2004
Architectural StyleSplit Level
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Garage TypeAttached
Garage Area276 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Account Number304920000
Street Address2103 WATERS EDGE LN
CitySUFFOLK
StateVA
Zip23435-2858
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePLANNED DEV OVERLAY
Legal DescriptionUNIT 2103,WATERS EDGE AT RIVERFRONT
Legal SubdivisionWATERSEDGE CONDOS
Legal Unit2103
JurisdictionSUFFOLK CITY VA
Township / Civil DivisionSUFFOLK
Census Block Group1
Census Block1020
Census Tract75105

Owner

Source: Suffolk City records, as of December 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2103 WATERS EDGE LN, SUFFOLK, VA 23435-2858
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 12, 2022Warranty Deed, Transfer · Conventional Mortgage
TOWNEBANK MORTGAGE
Apr 20, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
TOWNEBANK MORTGAGE
May 18, 2017Special Warranty Deed, Transfer · Conventional Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 12, 2022 · Amount on Record
Deed SaleJan 12, 2022 · Amount on Record
Prior SaleMay 18, 2017 · Amount on Record
Deed Document Number220000581
Record UpdatedJun 8, 2026

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUFFOLK CITY VA
Recording DateJan 12, 2022
Property Address2103 WATERS EDGE LN, SUFFOLK, VA 23435-2858
Document Number0220000581
Instrument DateJan 10, 2022
Instrument220000581
Transaction TypeTransfer
Record UpdatedJan 26, 2022
Title CompanyINSIGHT TITLE AND SETTLEMENT SERVICES, INSIGHT TITLE & STLMNT SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2103 WATERS EDGE LN, SUFFOLK, VA 23435-2858

Mortgage

Document Number0220000582
DateJan 12, 2022
Instrument220000582
Lender
NameTOWNEBANK MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2052
Interest
Rate TypeFixed Rate
Rate2.75%

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK CITY VA
Property Address2103 WATERS EDGE LN, SUFFOLK, VA 23435-2858
Transaction TypeMortgage
Record UpdatedMay 12, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number210006734
DateApr 20, 2021
Instrument210006734
Lender
NameTOWNEBANK MORTGAGE
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueMay 1, 2051
Interest
Rate TypeFixed Rate
Rate3.13%

May 2017: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionSUFFOLK CITY VA
Recording DateMay 18, 2017
Property Address2103 WATERS EDGE LN, SUFFOLK, VA 23435-2858
Document Number170005556
Instrument DateMar 3, 2017
Instrument170005556
Transaction TypeTransfer
Record UpdatedOct 19, 2021
Title CompanyEQUITY TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2103 WATERS EDGE LN, SUFFOLK, VA 23435-2858

Mortgage

Document Number170005557
DateMay 18, 2017
Instrument170005557
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Suffolk City assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateVirginia
MunicipalitySuffolk City
Unified School DistrictSuffolk City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$323,500 (+8.48%) Land $60,000 Building $263,500
2025$3,551.00 (+8.26%)$323,500 (+8.48%) Land $60,000 Building $263,500$298,200 (+1.43%) Land $60,000 Building $238,200
2024$3,280.00 (+2.37%)$298,200 (+1.43%) Land $60,000 Building $238,200
2023$3,204.00$294,000 Land $60,000 Building $234,000$294,000 Land $60,000 Building $234,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.4% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SUFFOLK
serves 69,822 people · EPA ID VA3800805
Water SourceSurface water
Last State InspectionJul 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 50
T-Mobile
Fixed Wireless
100 / 20

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