2103 W Prendergast Ln, Mount Prospect, IL 60056 Property Records

Cook County property record for 2103 W Prendergast Ln, Mount Prospect, IL 60056

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,695 sqft · built 1987
Lot Size	0.187 acres (8,130 sqft)
Owner	2 Individual Names on Record
Last Sale	$490,000 (Aug 2023)
Tax Bill	$13,165 (2023)
Deeds & Mortgages	May 2026 Line of Credit Oct 2025 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`08-10-306-034`

Property Details

APN / Parcel Number

Primary APN	`08-10-306-034`
Alternative APN	`08-10-306-034-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,695 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1988
Architectural Style	Multi-Level
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Material	Asphalt
Lot Area	8,130 sqft (0.187 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2103 W PRENDERGAST LN
City	MOUNT PROSPECT
State	IL
Zip	60056-3568
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ST CECILIA LOT 34
Legal Range	11E
Legal Township	41N
Legal Section	10
Legal Subdivision	SAINT CECILIA SUB BEING RESUB LT 2 &
Legal Lot Number	34
Jurisdiction	COOK IL
Township / Civil Division	ELK GROVE
Census Block Group	3
Census Block	3010
Census Tract	805109

Owner

Source: Cook County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2103 N PRENDERGAST LN, MOUNT PROSPECT, IL 60056
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 20, 2026	Deed of Trust, Mortgage · Line of Credit FREE STATE CREDIT UNION
Oct 30, 2025	Deed of Trust, Mortgage · Conventional Mortgage GREENSTATE CU
Aug 29, 2023	Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU
Sep 8, 2022	Special Warranty Deed, Transfer · Conventional Mortgage ANGEL OAK MORTGAGE SOLUTIONS LLC
Jan 14, 2022	Foreclosure ATTORNEY ONLY, ATTORNEY
Dec 28, 2021	Assignment of Deed, Transfer ATTORNEY ONLY, ATTORNEY
Oct 29, 2019	Trustee's Deed, Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2023 · Amount on Record
Deed Sale	Aug 29, 2023 · Amount on Record
Prior Sale	Sep 8, 2022 · Amount on Record
Deed Document Number	20236145
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Recording Date	May 20, 2026
Property Address	2103 W PRENDERGAST LN, MOUNT PROSPECT, IL 60056-3568
Document Number	0000023009
Instrument Date	May 14, 2026
Instrument	202623009
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2103 W PRENDERGAST LN, MOUNT PROSPECT, IL 60056-3568

Mortgage

Document Number	0000023009,
Date	May 20, 2026
Instrument	202623009

Lender

Name	FREE STATE CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	2103 W PRENDERGAST LN, MOUNT PROSPECT, IL 60056-3568
Transaction Type	Mortgage
Record Updated	Nov 12, 2025
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2103W W PRENDERGAST LN, MOUNT PROSPECT, IL 60056-3568

Mortgage

Document Number	0030330064
Date	Oct 30, 2025
Instrument	2530330064

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.12%

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Aug 29, 2023
Property Address	2103 W PRENDERGAST LN, MOUNT PROSPECT, IL 60056-3568
Document Number	0024106145
Instrument Date	Aug 21, 2023
Instrument	2324106145
Transaction Type	Transfer
Record Updated	Sep 7, 2023
Title Company	HERITAGE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$490.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4928 S WENATCHEE CIR, AURORA, CO 80015-6795

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2103 W PRENDERGAST LN, MOUNT PROSPECT, IL 60056-3568

Mortgage

Document Number	0024106146
Date	Aug 29, 2023
Instrument	2324106146

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.99%

Mortgage

Document Number	0024106147
Date	Aug 29, 2023
Instrument	2324106147

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 5, 2038

Interest

Rate Type	Fixed Rate
Rate	7.49%

September 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	COOK IL
Recording Date	Sep 8, 2022
Property Address	2103 W PRENDERGAST LN, MOUNT PROSPECT, IL 60056-3568
Document Number	0025157044
Map Reference	DOC 3067889
Instrument Date	Jun 14, 2022
Instrument	2225157044
Transaction Type	Transfer
Record Updated	Sep 28, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4928 S WENATCHEE CIR, AURORA, CO 80015-6795

Mortgage

Document Number	0025157045
Date	Sep 8, 2022
Instrument	2225157045

Lender

Name	ANGEL OAK MORTGAGE SOLUTIONS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 1, 2052

Interest

Rate Type	Fixed Rate
Rate	8.99%

January 2022: Foreclosure

Document Type	Foreclosure
Jurisdiction	COOK IL
Recording Date	Jan 14, 2022
Property Address	2103 W PRENDERGAST LN, MOUNT PROSPECT, IL 60056-3568
Document Number	0001440080
Map Reference	DOC 3067889
Instrument Date	Jan 4, 2022
Instrument	2201440080
Transaction Type	Foreclosure
Record Updated	Feb 7, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1661 WORTHINGTON RD STE 100, 100, WEST PALM BEACH, FL 33409-6493

December 2021: Assignment of Deed, Transfer

Document Type	Assignment of Deed
Jurisdiction	COOK IL
Recording Date	Dec 28, 2021
Property Address	2103 W PRENDERGAST LN, MOUNT PROSPECT, IL 60056-3568
Document Number	0036206308
Map Reference	DOC 3067889
Instrument Date	Dec 21, 2021
Instrument	2136206308
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

October 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	COOK IL
Recording Date	Oct 29, 2019
Property Address	2103 W PRENDERGAST LN, MOUNT PROSPECT, IL 60056-3568
Document Number	1930206025
Instrument Date	Sep 9, 2019
Instrument	30206025
Transaction Type	Foreclosure
Record Updated	Nov 7, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$300.44
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2103 W PRENDERGAST LN MOUNT PROSPECT IL 600563568, MOUNT PROSPECT, IL 60056-3568

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Elk Grove Township
Municipality	Mount Prospect Village
Secondary School District	Township High School District 214 (09 - 12)
Elementary School District	Community Consolidated School District 59 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$63,000 (+23.53%) Land $9,756 Building $53,244	$630,000 (+23.53%) Land $97,560 Building $532,440
2023	$13,165.00 (+4.19%)
2022	$12,635.00 (+6.38%)	$51,000 (+21.46%) Land $8,130 Building $42,870	$510,000 (+21.46%) Land $81,300 Building $428,700
2021	$11,877.00	$41,990 Land $5,284 Building $36,706	$419,900 Land $52,840 Building $367,060

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT PROSPECT serves 41,000 people · EPA ID IL0311980
Water Source	Purchased surface water from NORTHWEST SUBURBAN MUNICIPAL JAWA
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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