2103 W 39th St, Jacksonville, FL 32209 Property Records

Duval County property record for 2103 W 39th St, Jacksonville, FL 32209

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,160 sqft · built 2024
Lot Size0.183 acres (7,975 sqft)
OwnerIndividual Name on Record
Last Sale$200,000 (Apr 2025)
Tax Bill$60 (2025)
Deeds & MortgagesApr 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN086454-0020

Property Details

APN / Parcel Number

Primary APN086454-0020

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,160 sqft Living Area
Gross Area1,304 sqft
1st Floor Area1,160 sqft
FlooringVinyl/Resilient

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area7,975 sqft (0.183 acres)
Lot Dimensions120 ft deep x 68 ft wide
PorchFinished/Open Porch
Porch Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address2103 W 39TH ST
CityJACKSONVILLE
StateFL
Zip32209-3002
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRLD-60
Legal Description18-26 39-1S-26E .18 ROYAL TERRACE ADDN 2 LOT 28 BLK 9
Legal SubdivisionROYAL TERRACE ADDN NO 02
Legal Block9
Legal Lot Number28
JurisdictionDUVAL FL
Township / Civil DivisionJACKSONVILLE WEST
Census Block Group3
Census Block3006
Census Tract11500

Owner

Source: Duval County records, as of June 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2103 W 39TH ST, JACKSONVILLE, FL 32209-3002
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 17, 2025 · Amount on Record
Deed SaleApr 17, 2025 · Amount on Record
Deed Document Number202590455
Deed Book / Page21435 / 1523
Record UpdatedSep 20, 2026

April 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUVAL FL
Recording DateApr 17, 2025
Property Address2103 W 39TH ST, JACKSONVILLE, FL 32209-3002
Document Number0214351523
Book / Page21435 / 1523
Map ReferenceMB 18 PG 26
Instrument DateApr 10, 2025
Instrument2025090455
Transaction TypeTransfer
Record UpdatedDec 1, 2025
Title CompanyLANDMARK TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,400.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address40 E ADAMS ST STE 200, 200, JACKSONVILLE, FL 32202-3357

Transferred To (Grantee/Buyer)

NameVerified Name
Address2103 W 39TH ST, JACKSONVILLE, FL 32209-3002

Mortgage

Document Number0214351525
DateApr 17, 2025
Instrument21435/1525
Lender
NameAMERIS BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term363 Months
DueJul 1, 2055

Mortgage

Document Number0214351538
DateApr 17, 2025
Book Page21435/1538
Instrument2025090457
Lender
NameCITY OF JACKSONVILLE
TypeGovernment Agency
AddressJACKSONVILLE, FL 32202
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded

Tax Assessment & Valuation

Source: Duval County assessment roll, as of June 3, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyDuval County
MunicipalityJacksonville City
Unified School DistrictDuval County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$155,298 Land $17,299 Building $137,999$155,298 Land $17,299 Building $137,999
2025$60.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA MAJOR GRID
serves 826,664 people · EPA ID FL2161328
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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