2103 W 11th St, Duluth, MN 55806 Property Records

St. Louis County property record for 2103 W 11th St, Duluth, MN 55806 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 1918
Square Footage	1,552 sqft Gross Area
Lot Size	22,317 sqft (0.512 acres)
Pool	Spa/Hot Tub (Only)
Tax Bill	$2,272.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`010-2110-06440`
Alternative APNs	`667807` `965181`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Building Area	1,552 sqft Gross Area
1st Floor	824 sqft 1st Floor
Basement Area	618 sqft Basement
Finished Basement	618 sqft Finished
Stories	2 Stories

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Exterior Material	Wood Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Lot Area	22,317 sqft (0.512 acres)

Exterior Amenities

Pool Type	Spa/Hot Tub (Only) Pool Type
Porch	1 Porch
Porch Area	116 sqft Porch
Sauna	Sauna

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Oil Heating Fuel

Location & Zoning

Account Number	965181
Street Address	2103 W 11TH ST
City	DULUTH
State	MN
Zip	55806-1238
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOTS 15 THRU 20 SERIAL #
Legal Subdivision	HARRISIONS BROOKDALE DIVISION OF DULUTH
Legal Block	55
Legal Lot Number	15-20
Jurisdiction	ST LOUIS MN
Minor Civil Division	DULUTH
Census Blockgroup	1
Census Block	1000
Census Tract	2400

Owner

Source: St. Louis County records · APN 010-2110-06440

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2353 E FLYNN RD, DULUTH, MN 55804-3357
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Jun 29, 2023
Transfer Doc	0001469317
Record Refreshed	Sep 20, 2026

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MN
Recording Date	Jul 05, 2023
Property Address	2103 W 11TH ST, DULUTH, MN 55806-1238
Document Number	0001469317
Instrument Date	Jun 29, 2023
Instrument	1469317
Transaction Type	Transfer
Record Updated	Jul 19, 2023
Title Company	NOT AVAILABLE, THE TITLE TEAM NORTH SHORE

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2315 E FLYNN RD, DULUTH, MN 55804-3357

Mortgage

Document Number	0001469318
Date	Jul 05, 2023
Instrument	1469318

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.85%
Type Change Date	Jul 01, 2028
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).
Min Rate At Change	4.85%
Max Rate At Change	8.85%
Index	52-Week T-Bill (1-Year)
Max Rate	11.8%

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,272.00 (+8.6%)
2025	$2,092.00 (+5.55%)	$155,400 (+12.2%) Land $50,300 Building $105,100	$155,400 (+12.2%) Land $50,300 Building $105,100
2024	$1,982.00 (+1.95%)	$138,500 (+16.39%) Land $48,600 Building $89,900	$138,500 (+16.39%) Land $48,600 Building $89,900
2023	$1,944.00
2022		$119,000 (+26.19%) Land $44,100 Building $74,900	$119,000 (+26.19%) Land $44,100 Building $74,900
2021		$94,300 Land $41,600 Building $52,700	$94,300 Land $41,600 Building $52,700

Flood & Wildfire

2103 W 11th St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · St. Louis County (27137C), updated March 24, 2025

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.