Oakland County property record for 2103 Virginia Dr, Troy, MI 48083
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,318 sqft · built 1977 |
| Lot Size | 0.53 acres (23,087 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $358,800 (Aug 2026) |
| Tax Bill | $3,168 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Aug 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 88-20-25-351-026 |
| Primary APN | 88-20-25-351-026 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,318 sqft Living Area |
| 1st Floor Area | 1,318 sqft |
| Basement Area | 1,040 sqft |
| Unfinished Basement | 1,318 sqft |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Lot Area | 23,087 sqft (0.53 acres) |
| Lot Dimensions | 230 ft deep x 100 ft wide |
| Garage Area | 434 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 112 sqft |
| Patio Area | 637 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 2103 VIRGINIA DR |
|---|---|
| City | TROY |
| State | MI |
| Zip | 48083-2544 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1E |
| Legal Description | T2N, R11E, SEC 25 SUPERVISOR'S PLAT OF MAPLE ACRES LOT 55 |
| Legal Range | 11E |
| Legal Township | 2N |
| Legal Section | 25 |
| Legal Subdivision | MAPLE ACRES SUB |
| Legal Lot Number | 55 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | TROY |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 197300 |
Source: Oakland County records, as of September 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 14550 BORGMAN ST, OAK PARK, MI 48237-6905 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
| Date | Document |
|---|---|
| Aug 31, 2026 | Warranty Deed, Transfer · VA Mortgage EVERETT FINANCIAL INC |
| Aug 26, 2026 | Deed of Trust, Mortgage · VA Mortgage EVERETT FINANCIAL INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 31, 2026 · Amount on Record |
| Deed Sale | Aug 31, 2026 · Amount on Record |
| Prior Sale | Jun 6, 2000 · Amount on Record |
| Deed Document Number | 2026130009 |
| Deed Book / Page | 61509 / 882 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Aug 31, 2026 |
| Property Address | 2103 VIRGINIA DR, TROY, MI 48083-2544 |
| Document Number | 0000130009 |
| Book / Page | 61509 / 882 |
| Instrument Date | Aug 19, 2026 |
| Instrument | 2026130009 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2026 |
| Title Company | CAPITAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $271,791.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000127624, |
|---|---|
| Date | Aug 31, 2026 |
| Book Page | 61495/520 |
| Instrument | 2026127624 |
| Name | EVERETT FINANCIAL INC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Aug 26, 2026 |
| Property Address | 2103 VIRGINIA DR, TROY, MI 48083-2544 |
| Document Number | 0000127624 |
| Book / Page | 61495 / 520 |
| Instrument Date | Aug 19, 2026 |
| Instrument | 2026127624 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 14450 BORGMAN ST, OAK PARK, MI 48237-1134 |
| Document Number | 0000127624, |
|---|---|
| Date | Aug 26, 2026 |
| Book Page | 61495/520 |
| Instrument | 2026127624 |
| Name | EVERETT FINANCIAL INC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Max Rate | -1% |
|---|
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Troy City |
| Unified School District | Warren Consolidated Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,168.00 (+9.2%) | ||
| 2023 | $263,620 | ||
| 2022 | $2,901.00 | $131,810 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY serves 85,854 people · EPA ID MI0006690 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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