2103 Vernice Dr, Copperas Cove, TX 76522 Property Records

Coryell County property record for 2103 Vernice Dr, Copperas Cove, TX 76522

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,490 sqft · built 2009
Lot Size	0.193 acres (8,400 sqft)
Owner	2 Individual Names on File
Last Sale	$220,500 (Jun 2022)
Tax Bill	$2,799 (2022)
Deeds & Mortgages	Jun 2022 Mortgage Jul 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1-41-17-8290`

Property Details

APN / Parcel Number

Primary APN	`1-41-17-8290`
Alternative APN	`143444`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,490 sqft Living Area
Gross Area	2,890 sqft
1st Floor Area	1,045 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Lot Area	8,400 sqft (0.193 acres)
Lot Dimensions	120 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	164 sqft
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2103 VERNICE DR
City	COPPERAS COVE
State	TX
Zip	76522-7594
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE CREEK NORTH PHS 2, BLOCK 8, LOT 20, ACRES .1928
Legal Subdivision	HOUSE CREEK NORTH PHS 2
Legal Phase	2
Legal Tract	20
Legal Block	8
Legal Lot Number	20
Jurisdiction	CORYELL TX
Township / Civil Division	COPPERAS COVE
Census Block Group	3
Census Block	3005
Census Tract	10604

Owner

2103 Vernice Dr is owned and occupied by two individuals who bought it in June 2022.

Source: Coryell County records, as of May 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2103 VERNICE DR, COPPERAS COVE, TX 76522-7594
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2022	Vendor's Lien, Transfer · VA Mortgage USAA FSB
Jul 9, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Feb 14, 2018	Deed of Trust, Mortgage · VA Mortgage SMI LENDING INC
Oct 16, 2020	Deed of Trust, Mortgage · VA Mortgage PARAMOUNT BANK
Feb 6, 2019	Vendor's Lien, Transfer · VA Mortgage SYNERGY ONE LENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2022 · Amount on File
Deed Sale	Jun 6, 2022 · Amount on File
Prior Sale	Feb 6, 2019 · Amount on File
Deed Document Number	2022353161
Record Updated	Sep 20, 2026

June 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CORYELL TX
Recording Date	Jun 6, 2022
Property Address	2103 VERNICE DR, COPPERAS COVE, TX 76522-7594
Document Number	0000353161
Map Reference	CAB 8 SL 632
Instrument Date	May 26, 2022
Instrument	353161
Transaction Type	Transfer
Record Updated	Jul 12, 2022
Title Company	MATC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	411 BATTLE CT, 411, FORT LEE, VA 23801-1490

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2103 VERNICE DR, COPPERAS COVE, TX 76522-7594

Mortgage

Document Number	0000353162
Date	Jun 6, 2022
Instrument	353162

Lender

Name	USAA FSB
Type	Bank
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2052

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CORYELL TX
Property Address	2103 VERNICE DR, COPPERAS COVE, TX 76522-7594
Transaction Type	Mortgage
Record Updated	Sep 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	340417
Date	Jul 9, 2021
Instrument	340417

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	352 Months
Due	Nov 1, 2050

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CORYELL TX
Property Address	2103 VERNICE DR, COPPERAS COVE, TX 76522-7594
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	304493
Date	Feb 14, 2018
Instrument	304493

Lender

Name	SMI LENDING INC
Type	Lending Institution
Address	DALLAS, TX 75244

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2048

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CORYELL TX
Property Address	2103 VERNICE DR, COPPERAS COVE, TX 76522-7594
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	331000
Date	Oct 16, 2020
Instrument	331000

Lender

Name	PARAMOUNT BANK
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

February 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CORYELL TX
Recording Date	Feb 6, 2019
Property Address	2103 VERNICE DR, COPPERAS COVE, TX 76522-7594
Document Number	313849
Map Reference	CAB B SL 632
Instrument Date	Jan 30, 2019
Instrument	313849
Transaction Type	Transfer
Record Updated	Sep 20, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2103 VERNICE DR, COPPERAS COVE, TX 76522-7594

Mortgage

Document Number	313850
Date	Feb 6, 2019
Instrument	313850

Lender

Name	SYNERGY ONE LENDING
Type	Lending Institution
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

Source: Coryell County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Coryell County
Municipality	Copperas Cove City
Unified School District	Copperas Cove Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$295,290 Land $40,000 Building $255,290	$295,290 Land $40,000 Building $255,290
2023		$298,530 Land $40,000 Building $258,530	$298,530 Land $40,000 Building $258,530
2022	$2,799.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2103 Vernice Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2103 Vernice Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COPPERAS COVE serves 41,669 people · EPA ID TX0500001
Water Source	Purchased surface water from BELL COUNTY WCID 1
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Altitude ISP Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Nextlink Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on Vernice Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures