Hamilton County property record for 2103 Vance Ave, Chattanooga, TN 37404
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 874 sqft · built 1965 |
| Lot Size | 0.202 acres (8,822 sqft) |
| Owner | Company Name on File |
| Last Sale | $51,300 (Jun 2016) |
| Tax Bill | $507 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 146N W 017 |
| Primary APN | 146N W 017 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 874 sqft Living Area |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 8,822 sqft (0.202 acres) |
| Lot Dimensions | 135 ft deep x 65.3 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000076939 |
|---|---|
| Street Address | 2103 VANCE AVE |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37404-3626 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 40 PAYNES SUB OF HIGHLAND PARL PB1 PG16 REV 71-166 REV 114-12 |
| Legal Subdivision | PAYNES SUB OF HIGHLA |
| Legal Lot Number | 40 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 1300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
2103 Vance Ave is owned by a company that bought it in June 2016.
Source: Hamilton County records, as of January 2, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1500 CHESTNUT ST, 102, CHATTANOOGA, TN 37408-1023 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 14, 2016 · Amount on File |
| Deed Sale | Jun 14, 2016 · Amount on File |
| Prior Sale | Mar 30, 2015 · Amount on File |
| Deed Document Number | 201684 |
| Deed Book / Page | 10768 / 793 |
| Prior Transfer Date | Jun 7, 2016 |
| Prior Transfer Doc | 0000000084 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 2103 Vance Ave was $507, down 5.9% from the year before.
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $507.00 (-5.94%) | $33,450 (+38.65%) | $133,800 (+38.65%) Land $56,000 Building $77,800 |
| 2024 | $539.00 | $24,125 (-) | $96,500 (-) Land $40,000 Building $56,500 |
| 2023 | $539.00 | $24,125 (-) | $96,500 (-) Land $40,000 Building $56,500 |
| 2022 | $539.00 | $24,125 | $96,500 Land $40,000 Building $56,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2103 Vance Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1989.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1989) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 1989 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2103 Vance Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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