2103 Unity St, Klamath Falls, OR 97603 Property Records

Klamath County property record for 2103 Unity St, Klamath Falls, OR 97603

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,308 sqft · built 1969
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Last Sale	$230,500 (Sep 2021)
Tax Bill	$3,382 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R-3909-001AC-02200-000`

Property Details

APN / Parcel Number

Primary APN	`R-3909-001AC-02200-000`
Alternative APN	`504699`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,308 sqft Living Area
1st Floor Area	2,308 sqft
Basement Area	2,220 sqft
Finished Basement	1,184 sqft
Unfinished Basement	1,036 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Exterior Material	Wood Siding
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	11,326 sqft (0.26 acres)
Deck Area	224 sqft
Patio Area	208 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	504699
Street Address	2103 UNITY ST
City	KLAMATH FALLS
State	OR
Zip	97603-5350
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	MOYINA MANOR 1ST ADDITION, BLOCK 3, LOT 3 SLY 68 LOT 4 NLY 28
Legal Range	9EE
Legal Township	39S
Legal Section	01
Legal Quarter	NE
Quarter-Quarter Section	NE
Legal Subdivision	MOYINA MANOR 1ST ADDITION
Legal Block	3
Legal Lot Number	4
Jurisdiction	KLAMATH OR
Township / Civil Division	KLAMATH FALLS
Census Block Group	2
Census Block	2031
Census Tract	971100

Owner

Source: Klamath County records, as of November 28, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2103 UNITY ST, KLAMATH FALLS, OR 97603-5350
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2021	Warranty Deed, Transfer · Conventional Mortgage STEARNS LENDING LLC
Jan 13, 2017	Deed of Trust, Mortgage · Conventional with PMI STEARNS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2021 · Amount on Record
Deed Sale	Sep 20, 2021 · Amount on Record
Prior Sale	Oct 3, 2006
Deed Document Number	2021-014299
Record Updated	Jun 8, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KLAMATH OR
Recording Date	Sep 20, 2021
Property Address	2103 UNITY ST, KLAMATH FALLS, OR 97603-5350
Document Number	0000014299
Instrument Date	Sep 17, 2021
Instrument	2021-014299
Transaction Type	Transfer
Record Updated	Aug 29, 2022
Title Company	AMERITITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2103 UNITY ST, KLAMATH FALLS, OR 97603-5350

Mortgage

Document Number	0000014297
Date	Sep 20, 2021
Instrument	2021-014297

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KLAMATH OR
Property Address	2103 UNITY ST, KLAMATH FALLS, OR 97603-5350
Document Number	0000000526
Instrument Date	Jan 13, 2017
Transaction Type	Mortgage
Record Updated	May 24, 2017
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2103 UNITY ST KLAMATH FALLS OR 976035350, KLAMATH FALLS, OR 97603-5350

Mortgage

Document Number	0000000526
Date	Jan 19, 2017
Instrument	526

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 18, 2047

Tax Assessment & Valuation

Source: Klamath County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Klamath County
Unified School District	Klamath County School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,382.00 (+2.73%)	$283,130 (+3%)	$559,330 (+4.91%) Land $51,000 Building $508,330
2024	$3,292.00 (+3.91%)	$274,890 (-)	$533,170 (+0.73%) Land $49,050 Building $484,120
2023	$3,168.00 (+2.72%)	$274,890 (+6.09%)	$529,300 (+13.55%) Land $45,180 Building $484,120
2022	$3,084.00	$259,120	$466,150 Land $45,180 Building $420,970

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Oregon
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KLAMATH FALLS WATER DEPT serves 40,475 people · EPA ID OR4100443
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	198 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
FireServe Fixed Wireless	100 / 30

May also be available: AT&T, CentraCom, Hunter Communications.

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