2103 Union Ave, Chattanooga, TN 37404 Property Records

Hamilton County property record for 2103 Union Ave, Chattanooga, TN 37404

Property Summary

Property TypeQuadplex
Details16 ba · 3,680 sqft · built 2022
Lot Size0.138 acres (6,030 sqft)
OwnerCompany Name on File
Tax Bill$4,801 (2025)
Deeds & MortgagesMay 2020 Construction Loan
Mar 2020 Transfer
Flood ZoneZone X (minimal risk)
APN146N B 018

Property Details

APN / Parcel Number

Primary APN146N B 018
Alternative APN
  • 0000076483

Interior

Full Baths16 Baths
Half Baths8 Half Baths
Stories2 Stories
Building Area3,680 sqft Total Area

Exterior

Year BuiltBuilt 2022
Exterior MaterialFiber Cement Siding
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area6,030 sqft (0.138 acres)
Lot Dimensions134 ft deep x 45 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000076483
Street Address2103 UNION AVE
CityCHATTANOOGA
StateTN
Zip37404-3667
Property CategoryResidential
Property TypeResidential > Multi-Unit > Quadplex
Local Zoning CodeUGC
Legal DescriptionLT 17 BLK 36 MONTAGUES HIGHLAND PARK ADDN NO 2 PB 1 PG 35 REV 115 PG 126
Legal SubdivisionMONTAGUES ADDN HIGHL
Legal Block36
Legal Lot Number17
JurisdictionHAMILTON TN
Township / Civil Division4
Census Block Group1
Census Block1015
Census Tract1300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County assessment roll, as of May 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address15OO CHESTNUT ST STE A STE A, A, CHATTANOOGA, TN 37408
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
May 12, 2020Deed of Trust, Construction Loan · Construction Mortgage
FIRSTBANK
Mar 19, 2020Quit Claim Deed, Transfer
FIRST TITLE COMPANY, FIRST TITLE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 19, 2020
Deed SaleMar 19, 2020
Deed Document Number0011943880
Record UpdatedJun 8, 2026

May 2020: Deed of Trust, Construction Loan

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Recording DateMay 12, 2020
Property Address2103 UNION AVE, CHATTANOOGA, TN 37404-3667
Document Number0512000147
Book / Page011998 / 000817
Instrument DateMay 8, 2020
Instrument200512000147
Transaction TypeConstruction Loan
Record UpdatedJul 17, 2020
Title CompanyFIRST TITLE INSURANCE AGENCY INC, FIRST TITLE INS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1500 CHESTNUT ST #102 CHATTANOOGA TN 374081023, 102, CHATTANOOGA, TN 37408-1023

Mortgage

Document Number512000147
DateMay 12, 2020
Book Page011998/000817
Instrument200512000147
Lender
NameFIRSTBANK
TypeBank
AddressCHATTANOOGA, TN 37402
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term180 Months
DueMay 11, 2035

March 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAMILTON TN
Recording DateMar 19, 2020
Property Address2103 UNION AVE, CHATTANOOGA, TN 37404-3667
Document Number0319000173
Book / Page011943 / 000880
Instrument DateMar 19, 2020
Instrument200319000173
Transaction TypeTransfer
Record UpdatedJun 17, 2020
Title CompanyFIRST TITLE COMPANY, FIRST TITLE LLC

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1500 CHESTNUT ST #102 CHATTANOOGA TN 374081023, 102, CHATTANOOGA, TN 37408-1023

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,801.00 (-10.58%)$316,800 (+32%)$792,000 (+32%) Land $60,000 Building $732,000
2024$5,369.00$240,000 (-)$600,000 (-) Land $50,000 Building $550,000
2023$5,369.00$240,000 (-)$600,000 (-) Land $50,000 Building $550,000
2022$5,369.00$240,000$600,000 Land $50,000 Building $550,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1989)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 1989 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Electric Power Board of Chattanooga, Tennessee
Fiber
100,000 / 100,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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