2103 Stone School Cir, Ann Arbor, MI 48108 Property Records

Washtenaw County property record for 2103 Stone School Cir, Ann Arbor, MI 48108

Property Summary

Property Type	Condominium
Details	2 ba · 1,262 sqft · built 2005
Lot Size	0.018 acres (820 sqft)
Owner	2 Individual Names on File
Last Sale	$274,000 (May 2024)
Tax Bill	$5,164 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Mar 2019 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`09-12-10-303-166`

Property Details

APN / Parcel Number

Primary APN	`09-12-10-303-166`

Interior

Full Baths	2 Baths
Building Area	1,262 sqft Living Area
Basement Area	368 sqft
Unfinished Basement	368 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Ranch
Lot Area	820 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2103 STONE SCHOOL CIR
City	ANN ARBOR
State	MI
Zip	48108-2353
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R4B
Legal Description	UNIT 36 STONE SCHOOL TOWNHOMES SPLIT/COMB. ON 07/17/2003 COMPLETED 07/17/2003 RYAN CONDOS ; PARENT PARCEL(S):
Legal Range	6E
Legal Township	3S
Legal Section	10
Legal Subdivision	STONE SCHOOL TWNHMS
Legal Block	303
Legal Unit	36
Jurisdiction	WASHTENAW MI
Township / Civil Division	ANN ARBOR
Census Block Group	1
Census Block	1008
Census Tract	405600

Owner

Source: Washtenaw County assessment roll, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2103 STONE SCHOOL CIR, ANN ARBOR, MI 48108-2353
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2022	Deed of Trust, Mortgage · Line of Credit LAKE MORTGAGE CO INC
Mar 19, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Feb 15, 2019	Deed, Transfer · FHA Mortgage CITIBANK NA
Jan 22, 2019	Quit Claim Deed, Foreclosure NETCO TITLE
Aug 31, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY
Jun 15, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 9, 2024 · Amount on Record
Deed Sale	May 9, 2024 · Amount on Record
Prior Sale	Feb 15, 2019 · Amount on Record
Deed Document Number	20246720130
Deed Book / Page	5553 / 181
Prior Transfer Date	Nov 15, 2018
Prior Transfer Doc	0006455761
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHTENAW MI
Property Address	2103 STONE SCHOOL CIR, ANN ARBOR, MI 48108-2353
Transaction Type	Mortgage
Record Updated	Jun 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2103 STONE SCHOOL CIR, ANN ARBOR, MI 48108-2353

Mortgage

Document Number	0006653187
Date	Jun 10, 2022
Book Page	5486/360
Instrument	6653187

Lender

Name	LAKE MORTGAGE CO INC
Type	Mortgage Company
Address	GRAND RAPIDS, MI 49512

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 15, 2047

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WASHTENAW MI
Recording Date	Mar 19, 2019
Property Address	2103 STONE SCHOOL CIR, ANN ARBOR, MI 48108-2353
Document Number	0006462736
Book / Page	005295 / 000972
Instrument Date	Feb 11, 2019
Instrument	6462736
Transaction Type	Transfer
Record Updated	Apr 5, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2103 STONE SCHOOL CIR ANN ARBOR MI 481082353, ANN ARBOR, MI 48108-2353

February 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHTENAW MI
Recording Date	Feb 15, 2019
Property Address	2103 STONE SCHOOL CIR, ANN ARBOR, MI 48108-2353
Document Number	0006458363
Book / Page	5291 / 596
Instrument Date	Feb 11, 2019
Instrument	6458363
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	NETCO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,199.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2800 28TH ST # ST102, 2800, SANTA MONICA, CA 90405-2934

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2103 STONE SCHOOL CIR, ANN ARBOR, MI 48108-2353

Mortgage

Document Number	0006458364
Date	Feb 15, 2019
Instrument	6458364

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

Interest

Rate Type	Fixed Rate
Rate	4%
Type Change Date	Mar 1, 2026
Change Frequency	4 Years
Min Rate At Change	2.25%
Max Rate At Change	9%
Index	1-Year LIBOR
Max Rate	9%

January 2019: Quit Claim Deed, Foreclosure

Document Type	Quit Claim Deed
Jurisdiction	WASHTENAW MI
Recording Date	Jan 22, 2019
Property Address	2103 STONE SCHOOL CIR, ANN ARBOR, MI 48108-2353
Document Number	0006455761
Book / Page	005288 / 000993
Instrument Date	Dec 15, 2018
Instrument	6455761
Transaction Type	Foreclosure
Record Updated	Feb 26, 2019
Title Company	NETCO TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	53 FOREST AVE OLD GREENWICH CT 068701526, OLD GREENWICH, CT 06870-1526

August 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	WASHTENAW MI
Recording Date	Aug 31, 2018
Property Address	2103 STONE SCHOOL CIR, ANN ARBOR, MI 48108-2353
Document Number	0006438483
Book / Page	005271 / 000786
Instrument Date	Aug 23, 2018
Instrument	6438483
Transaction Type	Foreclosure
Record Updated	Jan 16, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$123.31
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 S LA SALLE ST #2000 CHICAGO IL 606055011, 2000, CHICAGO, IL 60605-5011

June 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	WASHTENAW MI
Recording Date	Jun 15, 2018
Property Address	2103 STONE SCHOOL CIR, ANN ARBOR, MI 48108-2353
Document Number	0006428331
Book / Page	005261 / 000624
Instrument Date	Jun 7, 2018
Instrument	6428331
Transaction Type	Foreclosure
Record Updated	Jul 17, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$6.92
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	23201 JEFFERSON AVE ST CLAIR SHORES MI 480801973, ST CLAIR SHORES, MI 48080-1973

Tax Assessment & Valuation

Source: Washtenaw County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Ann Arbor City
County	Washtenaw County
Unified School District	Ann Arbor Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$113,200 (+16.58%)	$226,400 (+16.58%)
2025	$5,164.00 Homeowner's exemption	$97,100	$194,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANN ARBOR serves 123,851 people · EPA ID MI0000220
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Metronet Holdings.

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