McHenry County property record for 2103 Spring Creek Ln, McHenry, IL 60050
| Property Type | Single Family Home |
|---|---|
| Details | 5 ba · 1,961 sqft · built 1998 |
| Lot Size | 0.253 acres (11,051 sqft) |
| Owner | Trust Name on File |
| Deeds & Mortgages | Nov 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-23-354-002 |
| Primary APN | 09-23-354-002 |
|---|
| Full Baths | 5 Baths |
|---|---|
| Half Baths | 3 Half Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,961 sqft Living Area |
| Gross Area | 3,816 sqft |
| 1st Floor Area | 1,908 sqft |
| Basement Area | 1,961 sqft |
| Finished Basement | 144 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Architectural Style | A-Frame |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 11,051 sqft |
| Garage Area | 682 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 54 sqft |
| Deck Area | 471 sqft |
| Patio Area | 197 sqft |
| Shed | 1 Shed |
| Shed Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 2103 SPRING CREEK LN |
|---|---|
| City | MCHENRY |
| State | IL |
| Zip | 60050-3998 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2018R0005217 LT 74 OLDE MILL PONDS ON BOONE CREEK MEMO: SCHWEDER, JOHN B/ANNA A JNT TEN TR |
| Legal Range | 08E |
| Legal Township | 45N |
| Legal Section | 23 |
| Legal Subdivision | OLDE MILL PONDS/BOONE CREEK |
| Legal Block | 354 |
| Legal Lot Number | 74 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | MCHENRY |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 870604 |
2103 Spring Creek Ln is owner-occupied and held in a trust since February 2018.
Source: McHenry County records, as of May 13, 2024
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 2103 SPRING CREEK LN, MCHENRY, IL 60050-3998 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 20, 2018 |
| Deed Sale | Feb 20, 2018 |
| Prior Sale | Sep 18, 2002 · Amount on File |
| Deed Document Number | 2002R0082324 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 2103 SPRING CREEK LN, MCHENRY, IL 60050-3998 |
| Document Number | 0000043944 |
| Instrument Date | Nov 1, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2018 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2103 SPRING CREEK LN MCHENRY IL 600503998, MCHENRY, IL 60050-3998 |
| Document Number | 0000043944 |
|---|---|
| Date | Nov 28, 2017 |
| Instrument | 43944 |
| Name | CONSUMERS CU |
|---|---|
| Type | Credit Union |
| Address | GURNEE, IL 60031-1811 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Nov 27, 2027 |
Source: McHenry County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | McHenry Township |
| Municipality | McHenry City |
| Elementary School District | McHenry Community Consolidated School District 15 (PK - 08) |
| Secondary School District | McHenry Community High School District 156 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | Homeowner's exemption | $95,600 Land $18,251 Building $77,349 | $286,800 Land $54,753 Building $232,047 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2103 Spring Creek Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1990.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 4 (1990–2013) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Jun 2013 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2103 Spring Creek Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCHENRY serves 22,335 people · EPA ID IL1110600 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 7 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 23 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| AT&T DSL | 100 / 20 |
May also be available: Verizon.
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