2103 Shady Dr, Warren, MI 48092 Property Records

Macomb County property record for 2103 Shady Dr, Warren, MI 48092

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,782 sqft · built 1964
Lot Size	0.262 acres (11,413 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,528 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Apr 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-13-07-152-019`

Property Details

APN / Parcel Number

Primary APN	`12-13-07-152-019`
Alternative APN	`1307152019`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,782 sqft Living Area
1st Floor Area	1,123 sqft
Basement Area	659 sqft
Unfinished Basement	658 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Exterior Material	Brick
Lot Area	11,413 sqft (0.262 acres)
Lot Dimensions	190 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	405 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	2103 SHADY DR
City	WARREN
State	MI
Zip	48092-4856
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-C
Legal Description	BARBARY SUBDIVISION NO. 2" LOT 81 L.51 P.1
Legal Subdivision	BARBARY SUBDIVISION
Legal Lot Number	81
Jurisdiction	MACOMB MI
Township / Civil Division	WARREN
Census Block Group	1
Census Block	1021
Census Tract	260900

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2103 SHADY DR, WARREN, MI 48092-4856
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2026	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL CORPORATION
Apr 14, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage SOVEREIGN LENDING GROUP INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 1, 2022
Transfer Doc	0000051845
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Recording Date	Jun 5, 2026
Property Address	2103 SHADY DR, WARREN, MI 48092-4856
Document Number	0000054077
Book / Page	30699 / 439
Instrument Date	May 28, 2026
Instrument	202654077
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2103 SHADY DR, WARREN, MI 48092-4856

Mortgage

Document Number	0000054077,
Date	Jun 5, 2026
Book Page	30699/439
Instrument	202654077

Lender

Name	FIRST FINANCIAL CORPORATION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 23, 2056

Interest

Rate	6.3%
Max Rate	-1%

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACOMB MI
Recording Date	Apr 14, 2022
Property Address	2103 SHADY DR, WARREN, MI 48092-4856
Document Number	2200051845
Book / Page	28553 / 834
Map Reference	LB 51 PG 1
Instrument Date	Apr 1, 2022
Instrument	202200051845
Transaction Type	Transfer
Record Updated	Apr 29, 2022
Title Company	SERVICELINK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2103 SHADY DR, 2103, WARREN, MI 48092-4856

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2103 SHADY DR, WARREN, MI 48092-4856

Mortgage

Document Number	2200051846
Date	Apr 14, 2022
Instrument	202200051846

Lender

Name	SOVEREIGN LENDING GROUP INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
Municipality	Warren City
Unified School District	Warren Consolidated Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$153,640 (+22.3%)	$307,280 (+22.3%)
2025	$4,528.00 (+14.87%)
2023		$125,630	$251,260
2022	$3,942.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WARREN serves 134,056 people · EPA ID MI0006900
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: 123.NET.

Nearby Properties on Shady Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures