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2103 Seneca Dr, Charleston, IL 61920 Property Records

Coles County property record for 2103 Seneca Dr, Charleston, IL 61920

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,500 sqft · built 1976
Lot Size0.36 acres (15,682 sqft)
OwnerIndividual Name on Record
Last Sale$175,000 (Nov 2021)
Tax Bill$4,810 (2025)
Deeds & MortgagesNov 2021 Sale
May 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN02-2-12828-000

Property Details

APN / Parcel Number

Primary APN02-2-12828-000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,500 sqft Base Area
1st Floor Area2,500 sqft

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Lot Area15,682 sqft (0.36 acres)
Lot Dimensions135 ft deep x 114 ft wide
Garage TypeAttached
Garage Area1,118 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address2103 SENECA DR
CityCHARLESTON
StateIL
Zip61920-3834
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionUNIVERSITY HEIGHTS SUBD BLK L-1 LOT 11 NW 1/4 SEC 22 T12N R09E
Legal Range09E
Legal Township12N
Legal Section22
Legal SubdivisionUNIVERSITY HEIGHTS SUBD
Legal BlockL-1
Legal Lot Number11
JurisdictionCOLES IL
Township / Civil DivisionCHARLESTON
Census Block Group2
Census Block2004
Census Tract900

Owner

Source: Coles County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2103 SENECA DR, CHARLESTON, IL 61920-3834
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 18, 2021Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
May 13, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIRST NEIGHBOR BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 18, 2021 · Amount on Record
Deed SaleNov 18, 2021 · Amount on Record
Prior SaleJul 2, 2014 · Amount on Record
Deed Document Number2021798310
Record UpdatedSep 20, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLES IL
Recording DateNov 18, 2021
Property Address2103 SENECA DR, CHARLESTON, IL 61920-3834
Document Number202100798310
Map ReferenceMB 4 PG 64
Instrument DateNov 17, 2021
Instrument202100798310
Transaction TypeTransfer
Record UpdatedDec 20, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$175.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2103 SENECA DR, CHARLESTON, IL 61920-3834

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLES IL
Property Address2103 SENECA DR, CHARLESTON, IL 61920-3834
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202000787600
DateMay 13, 2020
Instrument202000787600
Lender
NameFIRST NEIGHBOR BANK NA
TypeBank
AddressGREENUP, IL 62428
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2050

Tax Assessment & Valuation

Source: Coles County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyColes County
County SubdivisionCharleston Township
MunicipalityCharleston City
Unified School DistrictCharleston Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,810.00 (+22.61%)$72,062 (+20.67%) Land $12,413 Building $59,649$216,186 (+20.67%) Land $37,239 Building $178,947
2023$59,719 Land $10,287 Building $49,432$179,157 Land $30,861 Building $148,296
2020$3,923.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2011

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLESTON
serves 17,286 people · EPA ID IL0290100
Water SourceSurface water
Last State InspectionMay 2024
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber		2,000 / 2,000
Mediacom Xtream
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
GigFire
Fixed Wireless		150 / 130
Watch TV
Fixed Wireless		100 / 20

May also be available: Nextlink.

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