2103 Seneca Ct, De Soto, MO 63020 Property Records

Jefferson County property record for 2103 Seneca Ct, De Soto, MO 63020

Property Summary

Property Type	Single Family Home
Details	1 ba · 896 sqft · built 1993
Lot Size	1.21 acres (52,814 sqft)
Owner	Individual Name on File
Last Sale	$48,600 (Mar 1997)
Tax Bill	$1,041 (2025)
Deeds & Mortgages	Sep 2017 Mortgage
Flood Zone	Zone A (high risk)
APN	`23-7.0-36.0-4-001-001.01`

Property Details

APN / Parcel Number

Primary APN	`23-7.0-36.0-4-001-001.01`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	896 sqft Living Area
1st Floor Area	896 sqft
Basement Area	896 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	52,814 sqft
Lot Dimensions	413 ft deep x 240 ft wide
Porch	Open Frame Porch
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2103 SENECA CT
City	DE SOTO
State	MO
Zip	63020-5325
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R07
Legal Description	LAKE LAGUNA PALMA REVISED LOT 35 BLOCK F
Legal Range	5E
Legal Township	39N
Legal Section	36
Legal Subdivision	LAKE LAGUNA PALMA
Legal Block	F
Legal Lot Number	35
Jurisdiction	JEFFERSON MO
Township / Civil Division	PLATTIN
Census Block Group	2
Census Block	2067
Census Tract	701403

Owner

2103 Seneca Ct is owned and occupied by an individual who acquired it in February 2004.

Source: Jefferson County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	2103 SENECA CT, DE SOTO, MO 63020-5325
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 4, 1997 · Amount on File
Deed Sale	Mar 4, 1997 · Amount on File
Deed Book / Page	759 / 1500
Last Transfer Date	Feb 3, 2004
Transfer Doc	0000006901
Record Updated	Oct 29, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	2103 SENECA CT, DE SOTO, MO 63020-5325
Document Number	0000032142
Instrument Date	Sep 29, 2017
Transaction Type	Mortgage
Record Updated	Oct 25, 2017
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2103 SENECA CT DE SOTO MO 630205325, DE SOTO, MO 63020-5325

Mortgage

Document Number	0000032142
Date	Oct 12, 2017
Instrument	32142

Lender

Name	PNC MTG
Type	Mortgage Company
Address	MIAMISBURG, OH 45342

Agreement

Amount	Amount on Record
Term	180 Months
Due	Oct 11, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 2103 Seneca Ct was $1,041, up 7.7% from the year before.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	De Soto 73 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$17,000 (-) Land $800 Building $16,200	$89,900 (-) Land $4,400 Building $85,500
2025	$1,041.00 (+7.65%)	$17,000 Land $800 Building $16,200	$89,900 (-) Land $4,400 Building $85,500
2024	$967.00 (+0.1%)		$89,900 (+9.1%) Land $4,400 Building $85,500
2023	$966.00	$15,600 Land $800 Building $14,800	$82,400 Land $4,400 Building $78,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2103 Seneca Ct in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1997–2006)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Mar 2006 · Severe Storms, Tornadoes And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2103 Seneca Ct is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 12 serves 3,300 people · EPA ID MO6024304
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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