Shelby County property record for 2103 Saint James Dr, Memphis, TN 38116
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,908 sqft · built 1974 |
| Lot Size | 0.309 acres (13,460 sqft) |
| Owner | Company Name on File |
| Last Sale | $70,000 (Jun 2025) |
| Tax Bill | $616 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Jun 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-9032-0-0050 |
| Primary APN | 07-9032-0-0050 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,908 sqft Living Area |
| 1st Floor Area | 925 sqft |
| Utility Area | 36 sqft |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Traditional |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 13,460 sqft (0.309 acres) |
| Lot Dimensions | 134 ft deep x 103 ft wide |
| Porch | Open Porch |
| Porch Area | 60 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 2103 SAINT JAMES DR |
|---|---|
| City | MEMPHIS |
| State | TN |
| Zip | 38116-7670 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RU-1 |
| Legal Description | SS ST JAMES DR |
| Legal Subdivision | GARDENVIEW 4TH ADDN |
| Legal Lot Number | 9&10 |
| Jurisdiction | SHELBY TN |
| Township / Civil Division | 9 |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 22132 |
Source: Shelby County records · APN 07-9032-0-0050
Assessment roll updated June 2, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2103 SAINT JAMES DR, MEMPHIS, TN 38116-7670 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Apr 07, 2026 | Deed of Trust, Mortgage · Line of Credit NONE LISTED ON DOCUMENT |
| Jun 12, 2025 | Warranty Deed, Transfer · Commercial Mortgage INSULA CAPITAL GROUP LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 12, 2025 · Amount on Record |
| Deed Sale | Jun 12, 2025 · Amount on Record |
| Deed Document Number | 202548358 |
| Prior Transfer Date | Jul 16, 2008 |
| Prior Transfer Doc | 0000097325 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Apr 07, 2026 |
| Property Address | 2103 SAINT JAMES DR, MEMPHIS, TN 38116-7670 |
| Document Number | 0000026478 |
| Instrument Date | Mar 10, 2026 |
| Instrument | 202626478 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 5337 LAKE VILLAGE DR, MEMPHIS, TN 38125-4104 |
| Document Number | 0000026478, |
|---|---|
| Date | Apr 07, 2026 |
| Instrument | 202626478 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2056 |
| Rate | 6.09% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Jun 12, 2025 |
| Property Address | 2103 SAINT JAMES DR, MEMPHIS, TN 38116-7670 |
| Document Number | 0025048358 |
| Map Reference | MB 48 PG 36 |
| Instrument Date | Jun 04, 2025 |
| Instrument | 25048358 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Title Company | OMEGA TITLE SERVICES, OMEGA T&E SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $259.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2103 SAINT JAMES DR, MEMPHIS, TN 38116-7670 |
| Document Number | 0025048359 |
|---|---|
| Date | Jun 12, 2025 |
| Instrument | 25048359 |
| Name | INSULA CAPITAL GROUP LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Shelby County records · Assessment roll updated June 2, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Shelby County |
| Municipality | Memphis City |
| Unified School District | Shelby County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $616.00 | $22,900 (+44.03%) Land $3,900 Building $19,000 | $91,600 (+44.03%) Land $15,600 Building $76,000 |
| 2023 | $15,900 Land $3,900 Building $12,000 | ||
| 2022 | $968.00 | ||
| 2021 | $63,600 Land $15,600 Building $48,000 |
Source: FEMA National Flood Hazard Layer, Shelby County (47157C), as of June 4, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
Based on FCC filings for 148 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system TN0000450, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MEMPHIS LIGHT, GAS, & WATER serves 659,500 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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