2103 Saddleback Blvd, Norman, OK 73072 Property Records

Cleveland County property record for 2103 Saddleback Blvd, Norman, OK 73072

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,446 sqft · built 1979
Lot Size0.3 acres (13,068 sqft)
OwnerIndividual Name on Record
Deeds & MortgagesMar 2022 Mortgage
Mar 2017 Mortgage
Flood ZoneZone X (moderate risk)
APNNC29RKKP1 3 27001

Property Details

APN / Parcel Number

Primary APNNC29RKKP1 3 27001
Alternative APN
  • 43008

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,446 sqft Living Area
1st Floor Area2,446 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Architectural StyleConventional
Exterior MaterialBrick Veneer
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area13,068 sqft (0.3 acres)
Garage TypeAttached
Garage Area726 sqft
PorchPorch
Porch Area218 sqft
Patio Area128 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number43008
Old Parcel Number43008
Street Address2103 SADDLEBACK BLVD
CityNORMAN
StateOK
Zip73072-2808
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionROCK CREEK POLO CLUB LOT 27 BLK 3
Legal Range03W
Legal Township09N
Legal Section22
Legal QuarterSW
Legal SubdivisionROCK CRK POLO CLUB
Legal Block3
Legal Lot Number27
JurisdictionCLEVELAND OK
Township / Civil DivisionNORMAN
Census Block Group1
Census Block1001
Census Tract201505

Owner

Source: Cleveland County records, as of February 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2103 SADDLEBACK BLVD, NORMAN, OK 73072-2808
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 28, 2022Deed of Trust, Mortgage · Conventional Mortgage
BANCFIRST
Mar 17, 2017Deed of Trust, Mortgage · Conventional Mortgage
BANCFIRST

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLEVELAND OK
Property Address2103 SADDLEBACK BLVD, NORMAN, OK 73072-2808
Transaction TypeMortgage
Record UpdatedApr 13, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberR202211090
DateMar 28, 2022
Book Page6402/575
InstrumentR 2022 11090
Lender
NameBANCFIRST
TypeBank
AddressOKLAHOMA CITY, OK 73102
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 1, 2037

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLEVELAND OK
Property Address2103 SADDLEBACK BLVD, NORMAN, OK 73072-2808
Document Number0000008685
Book / Page005657 / 000338
Instrument DateMar 17, 2017
Transaction TypeMortgage
Record UpdatedJun 1, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address2103 SADDLEBACK BLVD NORMAN OK 730722808, NORMAN, OK 73072-2808

Mortgage

Document Number0000008685
DateMar 22, 2017
Book Page005657/000338
Instrument8685
Lender
NameBANCFIRST
TypeBank
AddressNORMAN, OK 73070-0988
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term84 Months
DueMar 21, 2024

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of October 1, 2025

Property Jurisdictions

TypeName
StateOklahoma
CountyCleveland County
MunicipalityNorman City
Unified School DistrictNorman Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025Homeowner's exemption$25,893 (+6.09%) Land $5,105 Building $20,788$318,178 (+9.05%) Land $62,735 Building $255,443
2023Homeowner's exemption$24,406 Land $4,254 Building $20,152$291,773 Land $50,860 Building $240,913

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 90% of Oklahoma
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORMAN UTILITIES AUTHORITY
serves 104,868 people · EPA ID OK1020801
Water SourceSurface water
Last State InspectionSep 2022
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
OEC Fiber
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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