Monroe County property record for 2103 S Montclair Ave, Bloomington, IN 47401
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,044 sqft · built 1968 |
| Lot Size | 0.382 acres (16,640 sqft) |
| Owner | Individual Name on File |
| Last Sale | $130,000 (Apr 2025) |
| Tax Bill | $4,490 (2025) |
| Deeds & Mortgages | Feb 2017 Mortgage Nov 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 015-52720-00 |
| Primary APN | 015-52720-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,044 sqft Living Area |
| 1st Floor Area | 2,044 sqft |
| Basement Area | 832 sqft |
| Finished Basement | 832 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1990 |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 16,640 sqft (0.382 acres) |
| Lot Dimensions | 225 ft deep x 77 ft wide |
| Garage Type | Attached |
| Garage Area | 550 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 015-52720-00 |
|---|---|
| Street Address | 2103 S MONTCLAIR AVE |
| City | BLOOMINGTON |
| State | IN |
| Zip | 47401-6813 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SYCAMORE KNOLLS SEC 3 LOT 82 |
| Legal Subdivision | SYCAMORE KNOLLS ADDITION |
| Legal Lot Number | 82 |
| Jurisdiction | MONROE IN |
| Township / Civil Division | PERRY |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 1001 |
2103 S Montclair Ave is owned and occupied by an individual who bought it in April 2025.
Source: Monroe County records, as of June 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2103 S MONTCLAIR AVE, BLOOMINGTON, IN 47401-6813 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 14, 2017 | Deed of Trust, Mortgage · Conventional Mortgage INDIANA UNIVERSITY CU |
| Nov 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Mar 7, 2017 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage INDIANA UNIVERSITY CU |
| May 3, 2019 | Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 1, 2025 · Amount on File |
| Deed Sale | Apr 1, 2025 · Amount on File |
| Prior Sale | May 3, 2019 · Amount on File |
| Deed Document Number | 202553292 |
| Prior Transfer Date | Mar 27, 2025 |
| Prior Transfer Doc | 0000053292 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IN |
| Property Address | 2103 S MONTCLAIR AVE, BLOOMINGTON, IN 47401-6813 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2017002035 |
|---|---|
| Date | Feb 14, 2017 |
| Instrument | 2017002035 |
| Name | INDIANA UNIVERSITY CU |
|---|---|
| Type | Credit Union |
| Address | BLOOMINGTON, IN 47402 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Mar 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IN |
| Property Address | 2103 S MONTCLAIR AVE, BLOOMINGTON, IN 47401-6813 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2020019823 |
|---|---|
| Date | Nov 24, 2020 |
| Instrument | 2020019823 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WAYNE, IN 46804 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Dec 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IN |
| Property Address | 2103 S MONTCLAIR AVE, BLOOMINGTON, IN 47401-6813 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN |
| Name | Verified Name |
|---|
| Document Number | 2017002940 |
|---|---|
| Date | Mar 7, 2017 |
| Instrument | 2017002940 |
| Name | INDIANA UNIVERSITY CU |
|---|---|
| Type | Credit Union |
| Address | BLOOMINGTON, IN 47402 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2032 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IN |
| Recording Date | May 3, 2019 |
| Property Address | 2103 S MONTCLAIR AVE, BLOOMINGTON, IN 47401-6813 |
| Document Number | 2019005886 |
| Map Reference | CAB B ENV 122 |
| Instrument Date | Apr 30, 2019 |
| Instrument | 2019005886 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2103 S MONTCLAIR AVE, BLOOMINGTON, IN 47401-6813 |
| Document Number | 2019005887 |
|---|---|
| Date | May 3, 2019 |
| Instrument | 2019005887 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2049 |
The 2025 property tax bill for 2103 S Montclair Ave was $4,490, down 10.8% from the year before.
Source: Monroe County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Indiana |
| Municipality | Bloomington City |
| County | Monroe County |
| County Subdivision | Perry Township |
| Unified School District | Monroe County Community School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,490.00 (-10.77%) | $441,700 Land $119,400 Building $322,300 | $441,700 Land $119,400 Building $322,300 |
| 2024 | $5,032.00 | ||
| 2023 | $465,500 (+14.07%) Land $119,400 Building $346,100 | $465,500 (+14.07%) Land $119,400 Building $346,100 | |
| 2022 | $4,512.00 Homeowner's exemption | $408,100 Land $102,100 Building $306,000 | $408,100 Land $102,100 Building $306,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2103 S Montclair Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2103 S Montclair Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 73% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BLOOMINGTON UTILITIES serves 83,000 people · EPA ID IN5253002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Aug 2024 |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2018 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GigabitNow Fiber | 10,000 / 10,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Smithville Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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