2103 S Elm Ave, Dunn, NC 28334 Property Records

Harnett County property record for 2103 S Elm Ave, Dunn, NC 28334

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,440 sqft · built 1950
Lot Size	0.47 acres (20,473 sqft)
Owner	2 Individual Names on File
Last Sale	$170,000 (Nov 2022)
Tax Bill	$2,349 (2026)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02151619020019`

Property Details

APN / Parcel Number

Primary APN	`02151619020019`
Alternative APNs	`1500049912` `1500052860`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,440 sqft Heated Area
1st Floor Area	1,320 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1975
Exterior Material	Combination
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	20,473 sqft (0.47 acres)
Lot Dimensions	188 ft deep x 106 ft wide
Porch	Porch
Porch Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1500052860
Street Address	2103 S ELM AVE
City	DUNN
State	NC
Zip	28334-8478
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	1 LOT CLOVER TERRACE 106X188
Legal Subdivision	CLOVER TERRACE
Legal Lot Number	1
Jurisdiction	HARNETT NC
Township / Civil Division	AVERASBORO
Census Block Group	1
Census Block	1015
Census Tract	70100

Owner

2103 S Elm Ave is owned and occupied by two individuals who bought it in November 2022.

Source: Harnett County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2103 S ELM AVE, DUNN, NC 28334-8478
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF AMERICA
Jun 7, 2022	Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 2022 · Amount on File
Deed Sale	Nov 10, 2022 · Amount on File
Prior Sale	Jun 7, 2022 · Amount on File
Deed Document Number	2022113182
Deed Book / Page	4173 / 1140
Record Updated	Oct 29, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	Nov 10, 2022
Property Address	2103 S ELM AVE, DUNN, NC 28334-8478
Document Number	0000113182
Book / Page	4173 / 1140
Map Reference	MB 650 PG 153
Instrument Date	Nov 1, 2022
Instrument	2022113182
Transaction Type	Transfer
Record Updated	Nov 29, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$340.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3537 BUD HAWKINS RD, 3537, DUNN, NC 28334-6777

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2103 S ELM AVE, DUNN, NC 28334-8478

Mortgage

Document Number	0000113183
Date	Nov 10, 2022
Instrument	2022113183

Lender

Name	FIRST NATIONAL BANK OF AMERICA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 25, 2042

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	Jun 7, 2022
Property Address	2103 S ELM AVE, DUNN, NC 28334-8478
Document Number	0000102259
Book / Page	4154 / 361
Map Reference	MB 650 PG 153
Instrument Date	Jun 1, 2022
Instrument	2022102259
Transaction Type	Transfer
Record Updated	Jun 30, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$304.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	129 WHISTLERS COVE CT # CT220, 129, MOUNT AIRY, NC 27030-3409

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3537 BUD HAWKINS RD, DUNN, NC 28334-6777

Mortgage

Document Number	0000102260
Date	Jun 7, 2022
Instrument	2022102260

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 2103 S Elm Ave was $2,349, up 55.8% from the year before.

Source: Harnett County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Harnett County
Municipality	Dunn City
Unified School District	Harnett County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,349.00 (+55.77%)	$171,319 (+58.47%)	$171,319 (+58.47%) Land $32,780 Building $138,539
2025	$1,508.00	$108,111	$108,111 Land $29,140 Building $78,971
2023	$1,383.00	$108,111	$108,111 Land $29,140 Building $78,971

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2103 S Elm Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (2018)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2103 S Elm Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DUNN serves 12,497 people · EPA ID NC0343010
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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