McLennan County property record for 2103 S 7th St, Waco, TX 76706
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,622 sqft · built 1998 |
| Lot Size | 0.173 acres (7,550 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $423,937 (Dec 2025) |
| Tax Bill | $8,526 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Dec 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-030200-000200-5 |
| Primary APN | 48-030200-000200-5 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,622 sqft Living Area |
| 1st Floor Area | 1,622 sqft |
| Flooring | Carpet |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 7,550 sqft (0.173 acres) |
| Lot Dimensions | 151 ft deep x 50 ft wide |
| Driveway | Concrete Driveway |
| Driveway Area | 2,286 sqft |
| Porch | Open Porch |
| Porch Area | 36 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 2103 S 7TH ST |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76706-2538 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | O2 |
| Legal Description | MORRIS LOT 2 BLOCK 1 ACRES .1733 |
| Legal Subdivision | MORRIS |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 1900 |
Source: McLennan County records · APN 48-030200-000200-5
Assessment roll updated September 9, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 1074 MAZZONE DR, SAN JOSE, CA 95120-1533 |
| Owner Type | Company |
| Vesting | Trust, Revocable Living Trust |
| Date | Document |
|---|---|
| Apr 08, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FFC MORTGAGE CORP |
| Dec 17, 2025 | Vendor's Lien, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Oct 26, 2022 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 17, 2025 · Amount on Record |
| Deed Sale | Dec 17, 2025 · Amount on Record |
| Prior Sale | Oct 26, 2022 |
| Deed Document Number | 202538655 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 2103 S 7TH ST, WACO, TX 76706-2538 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000013874 |
|---|---|
| Date | Apr 08, 2022 |
| Instrument | 2022013874 |
| Name | FFC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2052 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Dec 17, 2025 |
| Property Address | 2103 S 7TH ST, WACO, TX 76706-2538 |
| Document Number | 0000038655 |
| Map Reference | VOL 63 PG 112 |
| Instrument Date | Dec 12, 2025 |
| Instrument | 2025038655 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2026 |
| Title Company | FTC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 1074 MAZZONE DR, SAN JOSE, CA 95120-1533 |
| Document Number | 0000038656 |
|---|---|
| Date | Dec 17, 2025 |
| Instrument | 2025038656 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Oct 26, 2022 |
| Property Address | 2103 S 7TH ST, WACO, TX 76706-2538 |
| Document Number | 0000042110 |
| Map Reference | VOL 63 PG 112 |
| Instrument Date | Oct 21, 2022 |
| Instrument | 2022042110 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1969 ARNOLD AVE, COSTA MESA, CA 92627-3445 |
| Name | Verified Name |
|---|---|
| Address | 21 HUMMINGBIRD RD, DEQUINCY, LA 70633 |
Source: McLennan County records · Assessment roll updated September 9, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | Waco Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,526.00 (-10.09%) | $379,220 (-12.62%) Land $181,200 Building $198,020 | $379,220 (-12.62%) Land $181,200 Building $198,020 |
| 2024 | $9,483.00 (-2.53%) | ||
| 2023 | $433,970 Land $181,200 Building $252,770 | $433,970 Land $181,200 Building $252,770 | |
| 2022 | $9,729.00 |
Source: FEMA National Flood Hazard Layer as of June 9, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 96% of the US · lower than 97.9% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Pavlov Media Fiber | 8,000 / 8,000 |
| Radiate Holdings Cable · Fiber in parts of the area | 1,500 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AMG Technology Investment Group Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Helmsco Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T.
Based on FCC filings for 215 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF WACO serves 146,241 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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