Terrebonne Parish property record for 2103 Ruby Dr, Houma, LA 70363 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 1972 |
| Square Footage | 1,856 sqft Living Area |
| Lot Size | 7,351 sqft (0.168 acres) |
| Garage | Mixed, 440 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $180,000 (2026) |
| Tax Bill | $873.00 (2025) |
| Primary APN | 23912 |
|---|
| Building Area | 1,856 sqft Living Area |
|---|
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Lot Area | 7,351 sqft (0.168 acres) |
| Garage Type | Mixed Garage |
| Garage Area | 440 sqft Garage |
| Street Address | 2103 RUBY DR |
|---|---|
| City | HOUMA |
| State | LA |
| Zip | 70363-7057 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 12 BLOCK 6 ACADIALAND SUBD. |
| Legal Range | 17E |
| Legal Township | 17S |
| Legal Subdivision | ACADIALAND SUBD |
| Legal Block | 6 |
| Legal Lot Number | 12 |
| Jurisdiction | TERREBONNE LA |
| Minor Civil Division | 8 |
| Census Blockgroup | 5 |
| Census Block | 5024 |
| Census Tract | 800 |
Source: Terrebonne Parish records · APN 23912
Assessment roll updated April 7, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2103 RUBY DR, HOUMA, LA 70363-7057 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 08, 2026 | Deed, Transfer · Conventional Mortgage ASSURANCE FINANCIAL GROUP LLC |
| Jun 11, 2021 | Deed of Trust, Mortgage · Loan Modification PENNYMAC LOAN SERVICES LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 08, 2026 · Amount on Record |
| Deed Sale | Jul 08, 2026 · Amount on Record |
| Prior Sale | Feb 26, 2015 · Amount on Record |
| Deed Doc Number | 20261730460 |
| Deed Book / Page | 2800 / 509 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | TERREBONNE LA |
| Recording Date | Jul 08, 2026 |
| Property Address | 2103 RUBY DR, HOUMA, LA 70363-7057 |
| Document Number | 0001730460 |
| Book / Page | 2800 / 509 |
| Instrument Date | Jul 08, 2026 |
| Instrument | 20261730460 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2026 |
| Title Company | COMMONWEALTH LAND TITLE INSURANCE, COMMONWEALTH LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2103 RUBY DR, HOUMA, LA 70363-7057 |
| Document Number | 0001730461, |
|---|---|
| Date | Jul 08, 2026 |
| Instrument | 20261730461 |
| Name | ASSURANCE FINANCIAL GROUP LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TERREBONNE LA |
| Property Address | 2103 RUBY DR, HOUMA, LA 70363-7057 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 003259/373 |
|---|---|
| Date | Jun 11, 2021 |
| Book Page | 3259/373 |
| Instrument | 1628681 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Loan Modification |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
| Rate | 3% |
|---|
Source: Terrebonne Parish records · Assessment roll updated April 7, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Louisiana |
| County | Terrebonne Parish |
| Unified School District | Terrebonne Parish School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $873.00 (-1.69%) | $15,500 (-) Land $2,630 Building $12,870 | $155,000 (-) Land $26,300 Building $128,700 |
| 2024 | $888.00 (+16.23%) Homeowner's exemption | $15,500 (+8.7%) Land $2,630 Building $12,870 | $155,000 (+8.7%) Land $26,300 Building $128,700 |
| 2023 | $764.00 (+1.73%) Homeowner's exemption | $14,260 (-) Land $2,580 Building $11,680 | $142,600 (-) Land $25,800 Building $116,800 |
| 2022 | $751.00 Homeowner's exemption | $14,260 Land $2,580 Building $11,680 | $142,600 Land $25,800 Building $116,800 |
Source: FEMA National Flood Hazard Layer, Terrebonne Parish (22109C), updated September 20, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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