McLennan County property record for 2103 Ross Ave, Waco, TX 76706 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1986 |
| Square Footage | 2,012 sqft Living Area |
| Lot Size | 8,250 sqft (0.189 acres) |
| Garage | Carport |
| Occupancy | Owner Occupied |
| Tax Bill | $1,844.00 (2024) |
Source: McLennan County records · APN 480037000069002
Assessment roll updated August 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2103 ROSS AVE, WACO, TX 76706-2742 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 03, 2024 | Deed of Trust, Mortgage · Commercial Mortgage COMMUNITY BANK & TRUST |
| Oct 22, 2021 | Deed of Trust, Mortgage · Commercial Mortgage COMMUNITY BANK & TRUST |
| Oct 09, 2020 | Loan Modification, Mortgage COMMUNITY BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | May 29, 2014 |
| Transfer Doc | 0000015208 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 2103 ROSS AVE, WACO, TX 76706-2742 |
| Transaction Type | Mortgage |
| Record Updated | Feb 08, 2024 |
| Name | Verified Name |
|---|---|
| Address | 2103 ROSS AVE, WACO, TX 76706-2742 |
| Document Number | 0000000191 |
|---|---|
| Date | Jan 03, 2024 |
| Instrument | 2024000191 |
| Name | COMMUNITY BANK & TRUST |
|---|---|
| Type | Bank |
| Address | WACO, TX 76703 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Dec 26, 2043 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 2103 ROSS AVE, WACO, TX 76706-2742 |
| Transaction Type | Mortgage |
| Record Updated | Nov 03, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2103 ROSS AVE, WACO, TX 76706-2742 |
| Document Number | 0000043296 |
|---|---|
| Date | Oct 22, 2021 |
| Instrument | 2021043296 |
| Name | COMMUNITY BANK & TRUST |
|---|---|
| Type | Bank |
| Address | WACO, TX 76703 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 12, 2031 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 2103 ROSS AVE, WACO, TX 76706-2742 |
| Document Number | 0000043585 |
| Instrument Date | Oct 09, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 2103 ROSS AVE WACO TX 767062742, WACO, TX 76706-2742 |
| Document Number | 0000043585 |
|---|---|
| Date | Dec 08, 2020 |
| Instrument | 43585 |
| Name | COMMUNITY BK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Dec 07, 2025 |
| Rate | 5.5% |
|---|
Source: McLennan County records · Assessment roll updated August 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | Waco Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $157,616 (-30.2%) Land $18,070 Building $259,430 | $277,500 (+22.89%) Land $18,070 Building $259,430 | |
| 2024 | $1,844.00 (+29.04%) | ||
| 2023 | $225,810 Land $18,070 Building $207,740 | $225,810 Land $18,070 Building $207,740 | |
| 2022 | $1,429.00 |
Source: FEMA National Flood Hazard Layer, McLennan County (48309C), updated June 9, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 2% of the US · above 1% of Texas |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 480037000069002 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 2,012 sqft Living Area |
| 1st Floor | 2,012 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Wood Exterior |
| Foundation Type | Pier/Post & Beam Foundation |
| Roof Material | Composition Shingle Roof |
| Lot Area | 8,250 sqft (0.189 acres) |
| Depth X Width | 165 ft x 50 ft Depth x Width |
| Driveway | 1 Driveway |
| Driveway Area | 1,000 sqft Driveway |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Carport Garage |
| Carport | Carport |
| Carport Area | 444 sqft Carport |
| Fence | Fence |
|---|---|
| Porch | Open Porch |
| Porch Area | 24 sqft Porch |
| Storage Building | 64 sqft Storage Building |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 163307 |
|---|---|
| Old Parcel Number | 4800370000690020111 |
| Street Address | 2103 ROSS AVE |
| City | WACO |
| State | TX |
| Zip | 76706-2742 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BELL J D LOT 14 BLOCK 7 ACRES .1894 |
| Legal Subdivision | BELL J D |
| Legal Block | 7 |
| Legal Lot Number | 14 |
| Jurisdiction | MCLENNAN TX |
| Minor Civil Division | WACO |
| Census Blockgroup | 3 |
| Census Block | 3025 |
| Census Tract | 598 |
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