Hamilton County property record for 2103 Riverside Dr, Chattanooga, TN 37406
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 948 sqft · built 1950 |
| Lot Size | 0.229 acres (10,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $160,000 (Feb 2022) |
| Tax Bill | $650 (2025) |
| Deeds & Mortgages | Feb 2022 Sale & Mortgage Oct 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 136C J 017 |
| Primary APN | 136C J 017 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 948 sqft Living Area |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,000 sqft (0.229 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000061497 |
|---|---|
| Street Address | 2103 RIVERSIDE DR |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37406-2343 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT 17 BLK A RIVERSIDE PARK PB 16 PG 33 |
| Legal Subdivision | RIVERSIDE PARK |
| Legal Block | A |
| Legal Lot Number | 17 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 4 |
| Census Block Group | 3 |
| Census Block | 3039 |
| Census Tract | 12300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
2103 Riverside Dr is owned by an individual who bought it in February 2022.
Source: Hamilton County records, as of January 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1011 LEDFORD LN, HIXSON, TN 37343-3738 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 8, 2022 | Warranty Deed, Transfer · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO |
| Oct 27, 2021 | Warranty Deed, Subdivision Related Transfer CITIZENS TRI-COUNTY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 8, 2022 · Amount on File |
| Deed Sale | Feb 8, 2022 · Amount on File |
| Prior Sale | Oct 27, 2021 · Amount on File |
| Deed Document Number | 2022153 |
| Deed Book / Page | 12838 / 460 |
| Prior Transfer Date | Jan 1, 2014 |
| Prior Transfer Doc | 0000000173 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Feb 8, 2022 |
| Property Address | 2103 RIVERSIDE DR, CHATTANOOGA, TN 37406-2343 |
| Document Number | 0000000153 |
| Book / Page | 12838 / 460 |
| Map Reference | MB 16 PG 33 |
| Instrument Date | Feb 7, 2022 |
| Instrument | 2022020800153 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $592.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0012838462 |
|---|---|
| Date | Feb 8, 2022 |
| Instrument | 12838/462 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Oct 27, 2021 |
| Property Address | 2103 RIVERSIDE DR, CHATTANOOGA, TN 37406-2343 |
| Document Number | 0000000237 |
| Book / Page | 12709 / 138 |
| Map Reference | MB 16 PG 33 |
| Instrument Date | Oct 22, 2021 |
| Instrument | 2021102700237 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 25, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $510.23 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3907 LAKE HAVEN CIR, CHATTANOOGA, TN 37416-1727 |
| Investor | Possibly a Property Investor |
| Document Number | 0012709141 |
|---|---|
| Date | Oct 27, 2021 |
| Instrument | 12709/141 |
| Name | CITIZENS TRI-COUNTY BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 204 Months |
| Due | Oct 28, 2038 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 2103 Riverside Dr was $650, up 35.7% from the year before.
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $650.00 (+35.7%) | $42,950 (+100.23%) | $171,800 (+100.23%) Land $40,000 Building $131,800 |
| 2024 | $479.00 | $21,450 (-) | $85,800 (-) Land $10,000 Building $75,800 |
| 2023 | $479.00 | $21,450 (-) | $85,800 (-) Land $10,000 Building $75,800 |
| 2022 | $479.00 | $21,450 | $85,800 Land $10,000 Building $75,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2103 Riverside Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 23 policies |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 1 (2003) |
| Most Recent Claim | May 2003 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2103 Riverside Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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