2103 Reaney Ave E, Saint Paul, MN 55119 Property Records

Ramsey County property record for 2103 Reaney Ave E, Saint Paul, MN 55119

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 728 sqft · built 1952
Lot Size	0.117 acres (5,080 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (Jun 2022)
Tax Bill	$3,590 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-29-22-43-0067`

Property Details

APN / Parcel Number

Primary APN	`26-29-22-43-0067`
Alternative APNs	`8404132` `452891`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	728 sqft Living Area
1st Floor Area	728 sqft
Basement Area	530 sqft
Finished Basement	530 sqft
Game Room	Game Room

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1967
Architectural Style	Ranch
Exterior Material	Stucco
Lot Area	5,080 sqft (0.117 acres)
Lot Dimensions	127 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	300 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	452891
Street Address	2103 REANEY AVE E
City	SAINT PAUL
State	MN
Zip	55119-3945
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WATTS PARK E 4 FT OF LOT 2O AND EX E 4 FT LOT 21 BLK 3
Legal Range	22
Legal Township	29
Legal Section	26
Legal Subdivision	WATTS PARK
Legal Block	3
Legal Lot Number	2O,21
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	2
Census Block	2016
Census Tract	31802

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2103 REANEY AVE E, SAINT PAUL, MN 55119-3945
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2022	Warranty Deed, Transfer · Conventional Mortgage ALERUS FINANCIAL NA
Aug 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2022 · Amount on Record
Deed Sale	Jun 9, 2022 · Amount on Record
Prior Sale	Jun 3, 2022 · Amount on Record
Deed Document Number	20222733852
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jun 9, 2022
Property Address	2103 REANEY AVE E, SAINT PAUL, MN 55119-3945
Document Number	0T02733852
Instrument Date	Jun 3, 2022
Instrument	T02733852
Transaction Type	Transfer
Record Updated	Dec 28, 2022
Title Company	WATERMARK TITLE AGENCY LLC, WATERMARK TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$709.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2103 REANEY AVE E, SAINT PAUL, MN 55119-3945

Mortgage

Document Number	0T02733853
Date	Jun 9, 2022
Instrument	T02733853

Lender

Name	ALERUS FINANCIAL NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	2103 REANEY AVE E, SAINT PAUL, MN 55119-3945
Document Number	0002674402
Instrument Date	Aug 17, 2020
Transaction Type	Mortgage
Record Updated	Sep 23, 2020
Title Company	TITLESMART

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2103 REANEY AVE E ST PAUL MN 551193945, ST PAUL, MN 55119-3945

Mortgage

Document Number	0002674402
Date	Sep 8, 2020
Instrument	2674402

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	CORTE MADERA, CA 94925

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 7, 2035

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$255,100 (+23.71%) Land $35,000 Building $220,100	$255,100 (+23.71%) Land $35,000 Building $220,100
2025	$3,590.00 (-2.97%)
2023	$3,700.00 Homeowner's exemption	$206,200 Land $25,000 Building $181,200	$206,200 Land $25,000 Building $181,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 717 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire.

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