2103 Rainbow Dr, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 2103 Rainbow Dr, Cedar Falls, IA 50613

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,987 sqft · built 1917
Lot Size	0.257 acres (11,200 sqft)
Owner	Individual Name on File
Last Sale	$255,000 (Nov 2025)
Tax Bill	$3,884 (2025)
Deeds & Mortgages	Mortgage Dec 2018 Refinance + 4 more
Flood Zone	Zone X (minimal risk)
APN	`8913-18-429-001`

Property Details

APN / Parcel Number

Primary APN	`8913-18-429-001`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,987 sqft Living Area
1st Floor Area	1,472 sqft
Attic	Attic
Attic Area	515 sqft
Basement Area	1,472 sqft
Unfinished Basement	1,472 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1917
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Tile
Lot Area	11,200 sqft (0.257 acres)
Lot Dimensions	112 ft deep x 100 ft wide
Garage Type	Mixed
Garage Area	396 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	532 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2103 RAINBOW DR
City	CEDAR FALLS
State	IA
Zip	50613-4766
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BUNGALOW LAND ADDITION TO CEDAR HEIGHTS LOTS 1,2 & N 1/2 LOT 3 BLK 1
Legal Range	13W
Legal Township	89N
Legal Section	18
Legal Subdivision	BUNGALOW LAND ADDITION
Legal Block	1
Legal Lot Number	1-3
Jurisdiction	BLACK HAWK IA
Township / Civil Division	CEDAR FALLS
Census Block Group	4
Census Block	4002
Census Tract	2400

Owner

2103 Rainbow Dr is owned and occupied by an individual who bought it in November 2025.

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2103 RAINBOW DR, CEDAR FALLS, IA 50613-4766
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
	Deed of Trust, Mortgage
Dec 14, 2018	Deed of Trust, Mortgage · Stand-Alone Refinance FARMERS STATE BANK
Dec 14, 2018	Deed of Trust, Mortgage · Stand-Alone Refinance FARMERS STATE BANK
Nov 7, 2025	Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU
Aug 22, 2023	Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU
Dec 14, 2018	Trustee's Deed, Foreclosure · Stand-Alone Refinance FARMERS STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 7, 2025 · Amount on File
Deed Sale	Nov 7, 2025 · Amount on File
Prior Sale	Aug 22, 2024 · Amount on File
Deed Document Number	202516403
Record Updated	Oct 29, 2026

: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	2103 RAINBOW DR, CEDAR FALLS, IA 50613-4766
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	2103 RAINBOW DR, CEDAR FALLS, IA 50613-4766
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900009255
Date	Dec 14, 2018
Instrument	201900009255

Lender

Name	FARMERS STATE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	169 Months
Due	Jan 1, 2033

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	2103 RAINBOW DR, CEDAR FALLS, IA 50613-4766
Transaction Type	Mortgage
Record Updated	Nov 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900009255
Date	Dec 14, 2018
Instrument	201900009255

Lender

Name	FARMERS STATE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	169 Months
Due	Jan 1, 2033

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Nov 7, 2025
Property Address	2103 RAINBOW DR, CEDAR FALLS, IA 50613-4766
Document Number	0202516403
Instrument Date	Nov 7, 2025
Instrument	2025-16403
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$407.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2103 RAINBOW DR, CEDAR FALLS, IA 50613-4766

Mortgage

Document Number	0202516404
Date	Nov 7, 2025
Instrument	2025-16404

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Aug 22, 2023
Property Address	2103 RAINBOW DR, CEDAR FALLS, IA 50613-4766
Document Number	202400002604
Instrument Date	Aug 9, 2023
Instrument	202400002604
Transaction Type	Transfer
Record Updated	Nov 18, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$375.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2103 RAINBOW DR, CEDAR FALLS, IA 50613-4766

Mortgage

Document Number	202400002605
Date	Aug 22, 2023
Instrument	202400002605

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

December 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Dec 14, 2018
Property Address	2103 RAINBOW DR, CEDAR FALLS, IA 50613-4766
Document Number	201900009253
Instrument Date	Dec 14, 2018
Instrument	201900009253
Transaction Type	Foreclosure
Record Updated	Nov 18, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2103 RAINBOW DR, CEDAR FALLS, IA 50613-4766

Mortgage

Document Number	201900009254
Date	Dec 14, 2018
Instrument	201900009254

Lender

Name	FARMERS STATE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2103 Rainbow Dr was $3,884, up 4.1% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Cedar Falls City
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,884.00 (+4.07%)	$258,690 Land $32,200 Building $226,490	$258,690 Land $32,200 Building $226,490
2024	$3,732.00
2023		$221,200 (+15.89%) Land $32,200 Building $189,000	$221,200 Land $32,200 Building $189,000
2022	$3,360.00 Homeowner's exemption	$190,870 Land $34,500 Building $156,370
2021			$190,870 Land $34,500 Building $156,370

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2103 Rainbow Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1980)
Most Recent Claim	Jun 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2103 Rainbow Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR FALLS MUNICIPAL WATER UTILITIES serves 40,713 people · EPA ID IA0709084
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cedar Falls Utilities Fiber	10,000 / 10,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: GigFire, Nextlink, T-Mobile.

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