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2103 Puffin St, Sebring, FL 33870 Property Records

Highlands County property record for 2103 Puffin St, Sebring, FL 33870

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,954 sqft · built 1987
Lot Size0.234 acres (10,232 sqft)
OwnerIndividual Name on File
Last Sale$160,000 (May 2020)
Tax Bill$1,621 (2024)
Deeds & MortgagesMay 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC354801000800110

Property Details

APN / Parcel Number

Primary APNC354801000800110
Alternative APN
  • C-35-34-28-010-0080-0110

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,954 sqft Living Area
1st Floor Area1,080 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,232 sqft (0.234 acres)
Lot Dimensions108 ft deep x 95 ft wide
Garage TypeFinished
Garage Area594 sqft
DrivewayDriveway
Driveway Area510 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchFinished/Screened Porch
Porch Area252 sqft
Patio Area540 sqft
FenceFence
Shed1 Shed
Shed Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Old Parcel NumberC354801000800110
Street Address2103 PUFFIN ST
CitySEBRING
StateFL
Zip33870-5978
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionSEBRING HILLS SOUTH PB 8 PG 93 LOT 11 BLK 8
Legal Range28E
Legal Township34S
Legal Section35
Legal SubdivisionSEBRING HILLS SO
Legal Block8
Legal Lot Number11
JurisdictionHIGHLANDS FL
Township / Civil DivisionSEBRING
Census Block Group4
Census Block4051
Census Tract960602

Owner

2103 Puffin St is owned and occupied by an individual who acquired it in July 2025.

Source: Highlands County records, as of December 12, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address2103 PUFFIN ST, SEBRING, FL 33870-5978
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 14, 2020 · Amount on File
Deed SaleMay 14, 2020 · Amount on File
Prior SaleMay 14, 2020 · Amount on File
Deed Document Number0001985572
Deed Book / Page2753 / 36
Last Transfer DateJul 1, 2025
Transfer Doc0002267086
Record UpdatedJun 8, 2026

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateMay 14, 2020
Property Address2103 PUFFIN ST, SEBRING, FL 33870-5978
Document Number0001985572
Book / Page2753 / 36
Map ReferenceMB 8 PG 93
Instrument DateMay 11, 2020
Instrument1985572
Transaction TypeTransfer
Record UpdatedDec 17, 2021
Title CompanyHEARTLAND TITLE INS AGCY CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,120.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2103 PUFFIN ST, 2103, SEBRING, FL 33870-5978

Transferred To (Grantee/Buyer)

NameVerified Name
Address2103 PUFFIN ST, SEBRING, FL 33870-5978

Mortgage

Document Number0000275340
DateMay 14, 2020
Instrument2753/40
Lender
NameTD BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2050

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHighlands County
Unified School DistrictHighlands County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$138,441$197,287 Land $10,004 Building $187,283
2024$1,621.00 (+3.12%)
2023$1,572.00 (+2.14%) Homeowner's exemption$130,620 (+3%)$199,606 (+17.17%) Land $9,262 Building $190,344
2022$1,539.00 Homeowner's exemption$126,816$170,350 Land $5,558 Building $164,792

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2103 Puffin St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 44 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies44 in force
Nearby Flood Claims8 (2017–2022)
Claims Outside the SFHA8 of 8
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 4 claims
  • Hurricane Ian, Sep 2022 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2103 Puffin St is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20
Rapid Systems
Fixed Wireless		50 / 10

May also be available: AT&T, CenturyLink, Verizon, Xfinity.

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