Carlton County property record for 2103 Prospect Ave, Cloquet, MN 55720
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.147 acres (6,417 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $255,000 (Aug 2023) |
| Tax Bill | $3,958 (2026) |
| Deeds & Mortgages | Aug 2023 Mortgage May 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-310-0140 |
| Primary APN | 06-310-0140 |
|---|---|
| Alternative APN |
|
| Lot Area | 6,417 sqft (0.147 acres) |
|---|
| Account Number | 3930 |
|---|---|
| Street Address | 2103 PROSPECT AVE |
| City | CLOQUET |
| State | MN |
| Zip | 55720-2239 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CITY OF CLOQUET OSWOLD ADDITION |
| Legal Subdivision | OSWOLD ADDITION |
| Legal Lot Number | 7 |
| Jurisdiction | CARLTON MN |
| Township / Civil Division | CLOQUET |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 70100 |
Source: Carlton County records, as of April 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2103 PROSPECT AVE, CLOQUET, MN 55720-2239 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 21, 2023 | Warranty Deed, Transfer · Conventional Mortgage BELL BANK |
| May 1, 2023 | Warranty Deed, Transfer CARLTON COUNTY ABSTRACT AND TITLE, CARLTON COUNTY ABSTRACT & TI |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 18, 2023 · Amount on Record |
| Deed Sale | Aug 18, 2023 · Amount on Record |
| Deed Document Number | 20231570774 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARLTON MN |
| Recording Date | Aug 21, 2023 |
| Property Address | 2103 PROSPECT AVE, CLOQUET, MN 55720-2239 |
| Document Number | A000513059 |
| Instrument Date | Aug 18, 2023 |
| Instrument | A000513059 |
| Transaction Type | Transfer |
| Record Updated | Sep 12, 2023 |
| Title Company | CARLTON COUNTY ABSTRACT & TI |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2103 PROSPECT AVE, CLOQUET, MN 55720-2239 |
| Document Number | A000513060 |
|---|---|
| Date | Aug 21, 2023 |
| Instrument | A000513060 |
| Name | BELL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARLTON MN |
| Recording Date | May 1, 2023 |
| Property Address | 2103 PROSPECT AVE, CLOQUET, MN 55720-2239 |
| Document Number | A000511435 |
| Instrument Date | Apr 28, 2023 |
| Instrument | A000511435 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Title Company | CARLTON COUNTY ABSTRACT AND TITLE, CARLTON COUNTY ABSTRACT & TI |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1525 WHITE PINE TRL, CLOQUET, MN 55720-1351 |
Source: Carlton County assessment roll, as of April 24, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Carlton County |
| Municipality | Cloquet City |
| Unified School District | Cloquet Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,958.00 (+32.82%) | ||
| 2025 | $231,000 (+4.29%) Land $17,400 Building $213,600 | $231,000 (+4.29%) Land $17,400 Building $213,600 | |
| 2024 | $2,980.00 | $221,500 (+14.35%) Land $17,400 Building $204,100 | $221,500 (+14.35%) Land $17,400 Building $204,100 |
| 2023 | $2,980.00 Homeowner's exemption | $193,700 (-) Land $17,400 Building $176,300 | $193,700 (-) Land $17,400 Building $176,300 |
| 2022 | $193,700 Land $17,400 Building $176,300 | $193,700 Land $17,400 Building $176,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 13, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Cloquet serves 12,864 people · EPA ID MN1090005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Airfiber Fixed Wireless | 100 / 20 |
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