2103 Prestwick Dr, Discovery Bay, CA 94505 Property Records

Contra Costa County property record for 2103 Prestwick Dr, Discovery Bay, CA 94505

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,046 sqft · built 1991
Lot Size	0.207 acres (9,000 sqft)
Owner	Individual Name on File
Last Sale	$25,000 (Nov 1995)
Tax Bill	$6,276 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`008-440-001-9`

Property Details

APN / Parcel Number

Primary APN	`008-440-001-9`
Alternative APN	`008-440-001`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,046 sqft Living Area
1st Floor Area	1,660 sqft
2nd Floor Area	1,386 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Contemporary
Exterior Material	Stucco
Roof Material	Tile
Lot Area	9,000 sqft (0.207 acres)
View / Lot	Lake
Garage Type	Attached
Garage Area	665 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2103 PRESTWICK DR
City	DISCOVERY BAY
State	CA
Zip	94505-1408
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P1
Legal Description	T7094 L1
Legal Subdivision	SUBDIVISION 7094
Legal Tract	7094
Legal Lot Number	1
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	EAST CONTRA COSTA
Census Block Group	1
Census Block	1002
Census Tract	304003

Owner

2103 Prestwick Dr is owned and occupied by an individual who bought it in November 1995.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	2103 PRESTWICK DR, DISCOVERY BAY, CA 94505-1408
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2023	Deed of Trust, Mortgage · Line of Credit POINT DIGITAL FINANCE INC
Jan 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage WINNPOINTE CORPORATION
Mar 27, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage OWNING CORPORATION
Jun 19, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 1995 · Amount on File
Deed Sale	Nov 17, 1995 · Amount on File
Prior Sale	Jan 31, 1995 · Amount on File
Deed Document Number	1995199874
Prior Transfer Date	Mar 30, 1994
Prior Transfer Doc	0000092893
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2103 PRESTWICK DR, DISCOVERY BAY, CA 94505-1408
Transaction Type	Mortgage
Record Updated	Mar 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2103 PRESTWICK DR, DISCOVERY BAY, CA 94505-1408

Mortgage

Document Number	0000026816
Date	Mar 22, 2023
Instrument	2023-026816

Lender

Name	POINT DIGITAL FINANCE INC
Type	Mortgage Company
Address	PALO ALTO, CA 94302

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2103 PRESTWICK DR, DISCOVERY BAY, CA 94505-1408
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2103 PRESTWICK DR, DISCOVERY BAY, CA 94505-1408

Mortgage

Document Number	0000010844
Date	Jan 19, 2022
Instrument	2022-010844

Lender

Name	WINNPOINTE CORPORATION
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Feb 1, 2047

March 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Mar 27, 2020
Property Address	2103 PRESTWICK DR, DISCOVERY BAY, CA 94505-1408
Document Number	0000058895
Map Reference	MB 326 PG 18
Instrument Date	Mar 18, 2020
Instrument	2020-058895
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	ORANGE COAST TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2103 PRESTWICK DR, DISCOVERY BAY, CA 94505-1408

Mortgage

Document Number	0000058896
Date	Mar 27, 2020
Instrument	2020-058896

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2103 PRESTWICK DR, DISCOVERY BAY, CA 94505-1408
Document Number	0000114517
Instrument Date	Jun 19, 2017
Transaction Type	Mortgage
Record Updated	Jul 7, 2017
Title Company	TSI TITLE COMPANY/CA INC, TSI TITLE CO/CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2103 PRESTWICK DR DISCOVERY BAY CA 945051408, DISCOVERY BAY, CA 94505-1408

Mortgage

Document Number	0000114517
Date	Jun 27, 2017
Instrument	114517

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 26, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2103 Prestwick Dr was $6,276 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Elementary School District	Byron Union Elementary School District (KG - 08)
Secondary School District	Liberty Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$426,138 (+2%) Land $76,237 Building $349,901
2025	$6,276.00 Homeowner's exemption	$417,784 Land $74,743 Building $343,041
2023	$5,834.00 (+1.57%) Homeowner's exemption	$401,563 Land $71,842 Building $329,721
2022	$5,744.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2103 Prestwick Dr in Zone X, where a levee reduces flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (1982)
Most Recent Claim	Jan 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2103 Prestwick Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF DISCOVERY BAY serves 16,790 people · EPA ID CA0710009
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: Matrix Broadband, Verizon.

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