2103 Polar Ave, Alva, FL 33920 Property Records

Lee County property record for 2103 Polar Ave, Alva, FL 33920

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,274 sqft · built 2004
Lot Size	0.244 acres (10,624 sqft)
Owner	2 Individual Names on File
Last Sale	$159,900 (Nov 2017)
Tax Bill	$2,691 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit May 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-44-27-14-00054.0140`

Property Details

APN / Parcel Number

Primary APN	`02-44-27-14-00054.0140`
Alternative APNs	`02-44-27-L4-14054.0140` `270244L4140540140` `10359559`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,274 sqft Living Area
Gross Area	2,042 sqft
1st Floor Area	1,274 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Concrete Block/Stucco
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,624 sqft (0.244 acres)
Garage Type	Attached
Garage Area	439 sqft

Exterior Amenities

Porch	Patio
Porch Area	329 sqft
Patio Area	36 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10359559
Street Address	2103 POLAR AVE
City	ALVA
State	FL
Zip	33920-9606
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1
Legal Description	LEHIGH ACRES UNIT 14 BLK 54 PB 20 PG 17 LOT 14
Legal Range	27E
Legal Township	44S
Legal Section	02
Legal Subdivision	LEHIGH ACRES
Legal Tract	14
Legal Block	54
Legal Lot Number	14
Legal Unit	14
Jurisdiction	LEE FL
Township / Civil Division	LEHIGH ACRES
Census Block Group	2
Census Block	2057
Census Tract	40209

Owner

2103 Polar Ave is owned and occupied by two individuals who bought it in November 2017.

Source: Lee County records, as of October 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2103 POLAR AVE, ALVA, FL 33920-9606
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2025	Deed of Trust, Mortgage · Line of Credit SUNCOAST CU
May 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage SUNCOAST CU
Nov 13, 2017	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2017 · Amount on File
Deed Sale	Nov 13, 2017 · Amount on File
Prior Sale	Feb 27, 2013 · Amount on File
Deed Document Number	2017236294
Prior Transfer Date	Feb 19, 2005
Prior Transfer Doc	0046374578
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	2103 POLAR AVE, ALVA, FL 33920-9606
Transaction Type	Mortgage
Record Updated	Sep 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2103 POLAR AVE, ALVA, FL 33920-9606

Mortgage

Document Number	0000244674
Date	Sep 11, 2025
Instrument	2025000244674

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	TAMPA, FL 33680

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	2103 POLAR AVE, ALVA, FL 33920-9606
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2103 POLAR AVE, ALVA, FL 33920-9606

Mortgage

Document Number	0000160603
Date	May 12, 2022
Instrument	2022000160603

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	TAMPA, FL 33610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2037

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Nov 13, 2017
Property Address	2103 POLAR AVE, ALVA, FL 33920-9606
Document Number	0000236294
Map Reference	MB20 PG15-19
Instrument Date	Nov 9, 2017
Instrument	2017000236294
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,119.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	84 JOHNSTONE LN, 84, GEORGETOWN, SC 29440-8502

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2103 POLAR AVE, ALVA, FL 33920-9606

Mortgage

Document Number	0000236295
Date	Nov 13, 2017
Instrument	2017000236295

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2103 Polar Ave was $2,691 with a homeowner's exemption.

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$199,700 (+2.7%)	$225,044 (+15.73%) Land $14,010 Building $211,034
2025	$2,691.00 Homeowner's exemption	$194,450 Land $10,498 Building $183,952	$194,450 Land $10,498 Building $183,952
2023			$161,174 (-14.78%)
2022	$2,636.00	$189,133 Land $5,745 Building $183,388	$189,133 Land $5,745 Building $183,388

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2103 Polar Ave in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	10 (1995–2022)
Claims Outside the SFHA	5 of 10
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2103 Polar Ave is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Polar Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures