Charlotte County property record for 2103 Pinegrove Cir, Punta Gorda, FL 33982
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 804 sqft · built 1966 |
| Lot Size | 0.387 acres (16,871 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $583 (2024) |
| Flood Zone | Zone X (moderate risk) |
| APN | 40-23-25-402-017 |
| Primary APN | 40-23-25-402-017 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 804 sqft Living Area |
| Gross Area | 816 sqft |
| Interior Walls | Plaster |
| Year Built | Built 1966 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Tar & Gravel |
| Lot Area | 16,871 sqft (0.387 acres) |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Porch | Porch |
| Porch Area | 12 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 10004622830 |
|---|---|
| Old Parcel Number | 00908180019002 |
| Street Address | 2103 PINEGROVE CIR |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33982-1400 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF3.5 |
| Legal Description | PHT 000 0000 0019 PINE HEIGHTS LOT 19 539/1792 630/1880 686/626 733/1363 (DIV-86-14) 903/1442 1908/41 34 |
| Legal Range | 23E |
| Legal Township | 40S |
| Legal Section | 25 |
| Legal Subdivision | PINE HEIGHTS |
| Legal Lot Number | 19 2 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 4 |
| Census Block | 4018 |
| Census Tract | 10200 |
2103 Pinegrove Cir is owner-occupied and held in a trust since May 2025.
Source: Charlotte County records, as of December 22, 2025
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 2103 PINEGROVE CIR, PUNTA GORDA, FL 33982-1400 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 1, 2025 |
| Deed Sale | May 1, 2025 |
| Prior Sale | Jun 18, 2001 |
| Deed Document Number | 3527345 |
| Prior Transfer Date | Jul 24, 2024 |
| Prior Transfer Doc | 3431465 |
| Record Updated | Jun 8, 2026 |
Source: Charlotte County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Homeowner's exemption | $21,290 | $50,800 Land $25,500 Building $25,300 |
| 2024 | $583.00 (+6.97%) | ||
| 2023 | $545.00 (+8.35%) Homeowner's exemption | $13,271 (+3%) | $40,987 (-39.07%) Land $15,000 Building $25,987 |
| 2022 | $503.00 Homeowner's exemption | $12,884 | $67,266 Land $9,350 Building $57,916 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2103 Pinegrove Cir in Zone X, an area of moderate flood risk, though there have been 6 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 39 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 69 units insured incl. 30 condo units |
| Nearby Flood Claims | 6 (2010–2022) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2103 Pinegrove Cir is high, ranking above 70% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 70% of the US · above 52% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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