2103 Pine Bluff Ave, Orlando, FL 32806 Property Records

Orange County property record for 2103 Pine Bluff Ave, Orlando, FL 32806

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 1,497 sqft · built 1966
Lot Size	0.15 acres (6,515 sqft)
Owner	Individual Name on Record
Tax Bill	$1,493 (2025)
Deeds & Mortgages	Nov 2017 Loan Modification Nov 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-23-29-8200-00-480`

Property Details

APN / Parcel Number

Primary APN	`01-23-29-8200-00-480`
Alternative APNs	`292301820000480` `386388` `391673` `396133`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Units	2 Units
Stories	1 Story
Building Area	1,497 sqft Living Area
Gross Area	1,700 sqft
1st Floor Area	1,056 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1970
Architectural Style	Duplex Single
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,515 sqft (0.15 acres)

Exterior Amenities

Porch	Slab
Porch Area	644 sqft
Storage Building	100 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	2103 PINE BLUFF AVE
City	ORLANDO
State	FL
Zip	32806-4156
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-2A/T
Legal Description	SOUTHERN PINES H/112 LOT 48
Legal Range	29E
Legal Township	23S
Legal Section	01
Legal Subdivision	SOUTHERN PINES
Legal Tract	8200
Legal Lot Number	48
Jurisdiction	ORANGE FL
Township / Civil Division	ORLANDO
Census Block Group	2
Census Block	2019
Census Tract	11300

Owner

Source: Orange County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2103 PINE BLUFF AVE, ORLANDO, FL 32806-4156
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2017	Loan Modification, Mortgage CITIMORTGAGE
Nov 2, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Nov 2, 2017	Loan Modification, Mortgage · Conventional with PMI CITIMORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

November 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ORANGE FL
Property Address	2103 PINE BLUFF AVE, ORLANDO, FL 32806-4156
Document Number	0000006611
Instrument Date	Nov 2, 2017
Transaction Type	Mortgage
Record Updated	Jan 16, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2103 PINE BLUFF AVE ORLANDO FL 328064156, ORLANDO, FL 32806-4156

Mortgage

Document Number	0000006611
Date	Jan 3, 2018
Instrument	6611

Lender

Name	CITIMORTGAGE
Type	Mortgage Company
Address	O FALLON, MO 63368-2240

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 2, 2048

Interest

Rate Type	Fixed Rate
Rate	4.12%

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	2103 PINE BLUFF AVE, ORLANDO, FL 32806-4156
Document Number	0000639628
Instrument Date	Nov 2, 2017
Transaction Type	Mortgage
Record Updated	Jan 5, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2103 PINE BLUFF AVE ORLANDO FL 328064156, ORLANDO, FL 32806-4156

Mortgage

Document Number	0000639628
Date	Nov 27, 2017
Instrument	639628

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 26, 2047

November 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ORANGE FL
Property Address	2103 PINE BLUFF AVE, ORLANDO, FL 32806-4156
Document Number	0000287680
Instrument Date	Nov 2, 2017
Transaction Type	Mortgage
Record Updated	Jun 12, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2103 PINE BLUFF AVE ORLANDO FL 328064156, ORLANDO, FL 32806-4156

Mortgage

Document Number	0000287680
Date	May 15, 2018
Instrument	287680

Lender

Name	CITIMORTGAGE
Type	Mortgage Company
Address	O'FALLON, MO 63368-2240

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 14, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Orlando City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$115,577 (+2.7%)	$338,460 (-3.01%) Land $218,000 Building $120,460
2025	$1,493.00 (+6.34%) Homeowner's exemption	$112,538 (+5.99%)	$348,950 (+14.68%) Land $218,000 Building $130,950
2024	$1,404.00 (+8.08%)
2023	$1,299.00 (+4.17%) Homeowner's exemption	$106,181 (+3%)	$304,284 (+18.51%) Land $195,000 Building $109,284
2022	$1,247.00 Homeowner's exemption	$103,088	$256,763 Land $170,000 Building $86,763

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	5 (2005–2024)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Sep 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORLANDO UTILITIES COMMISSION serves 536,466 people · EPA ID FL3480962
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

May also be available: Summit Broadband, Xfinity.

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