Macomb County property record for 2103 Otter St, Warren, MI 48092
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,144 sqft · built 1960 |
| Lot Size | 0.275 acres (11,979 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $265,000 (Jun 2023) |
| Tax Bill | $5,876 (2025) |
| Deeds & Mortgages | Jan 2023 Mortgage Jun 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-13-06-351-004 |
| Primary APN | 12-13-06-351-004 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,144 sqft Living Area |
| 1st Floor Area | 1,144 sqft |
| Basement Area | 1,144 sqft |
| Unfinished Basement | 1,144 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Brick |
| Lot Area | 11,979 sqft (0.275 acres) |
| Lot Dimensions | 150 ft deep x 80 ft wide |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Storm Sewer |
| Water Source | Commercial |
| Street Address | 2103 OTTER ST |
|---|---|
| City | WARREN |
| State | MI |
| Zip | 48092-3747 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | C-1 |
| Legal Description | SUPERVISORS PLAT OF EYSTER HARTSIG DEQUINDRE FARMS E 80 FT OF LOTS 3 & 4 L.23 P.19 |
| Legal Subdivision | SUPERVISORS PLAT |
| Legal Lot Number | 3-4 |
| Jurisdiction | MACOMB MI |
| Township / Civil Division | WARREN |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 260800 |
Source: Macomb County records, as of October 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2103 OTTER ST, WARREN, MI 48092-3747 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 9, 2023 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Jun 30, 2023 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Aug 22, 2022 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Feb 23, 2022 | Warranty Deed, Transfer · Line of Credit SHAMROCK ACQUISITIONS LC PORTFOLIO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 30, 2023 · Amount on Record |
| Deed Sale | Jun 30, 2023 · Amount on Record |
| Prior Sale | Aug 22, 2022 · Amount on Record |
| Deed Document Number | 202356084 |
| Deed Book / Page | 29188 / 627 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 2103 OTTER ST, WARREN, MI 48092-3747 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2103 OTTER ST, WARREN, MI 48092-3747 |
| Document Number | 2300002864 |
|---|---|
| Date | Jan 9, 2023 |
| Book Page | 28966/84 |
| Instrument | 202300002864 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | Jun 30, 2023 |
| Property Address | 2103 OTTER ST, WARREN, MI 48092-3747 |
| Document Number | 2300056084 |
| Book / Page | 29188 / 627 |
| Map Reference | LB 23 PG 19 |
| Instrument Date | Jun 23, 2023 |
| Instrument | 202300056084 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,987.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5480 BRANCH ST, STERLING HEIGHTS, MI 48310-2246 |
| Name | Verified Name |
|---|---|
| Address | 23101 RAUSCH AVE, EASTPOINTE, MI 48021-1884 |
| Document Number | 2300057547 |
|---|---|
| Date | Jul 5, 2023 |
| Book Page | 29196/120 |
| Instrument | 202300057547 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | Aug 22, 2022 |
| Property Address | 2103 OTTER ST, WARREN, MI 48092-3747 |
| Document Number | 2200099995 |
| Book / Page | 28774 / 15 |
| Map Reference | LB 23 PG 19 |
| Instrument Date | Aug 11, 2022 |
| Instrument | 202200099995 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 3, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,800.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11558 ERINS WAY, ROMEO, MI 48065-1402 |
| Name | Verified Name |
|---|---|
| Address | 5480 BRANCH ST, STERLING HEIGHTS, MI 48310-2246 |
| Document Number | 2200099996 |
|---|---|
| Date | Aug 22, 2022 |
| Instrument | 202200099996 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 9.75% |
| Type Change Date | Sep 1, 2025 |
| Change Frequency | 6 Months |
| Min Rate At Change | 4.75% |
| Max Rate At Change | 11.7% |
| Index | Other |
| Margin | 4 |
| Max Rate | 14.7% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | Feb 23, 2022 |
| Property Address | 2103 OTTER ST, WARREN, MI 48092-3747 |
| Document Number | 2200025096 |
| Book / Page | 28447 / 972 |
| Map Reference | LB 23 PG 19 |
| Instrument Date | Feb 18, 2022 |
| Instrument | 202200025096 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $885.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14955 28 MILE RD, 14955, WASHINGTON, MI 48094-1812 |
| Name | Verified Name |
|---|---|
| Address | 11558 ERINS WAY, ROMEO, MI 48065-1402 |
| Document Number | 2200025097 |
|---|---|
| Date | Feb 23, 2022 |
| Instrument | 202200025097 |
| Name | SHAMROCK ACQUISITIONS LC PORTFOLIO |
|---|---|
| Type | Non-Lending Institution |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Macomb County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Macomb County |
| Municipality | Warren City |
| Unified School District | Warren Consolidated Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $130,370 (+32.11%) | $260,740 (+32.11%) | |
| 2025 | $5,876.00 (+99.52%) | ||
| 2023 | $98,680 | $197,360 | |
| 2022 | $2,945.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON HEIGHTS serves 29,694 people · EPA ID MI0004000 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Jan 2022 |
| Also Mapped Here | CITY OF WARREN |
| Lead | 7 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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