McCracken County property record for 2103 Ohio St, Paducah, KY 42003
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 916 sqft · built 1949 |
| Lot Size | 0.193 acres (8,388 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $50,000 (Jul 2020) |
| Tax Bill | $179 (2025) |
| Deeds & Mortgages | May 2025 Line of Credit Oct 2025 Sale & Mortgage |
| Flood Zone | Zone X (reduced by levee) |
| APN | 104-42-06-015 |
| Primary APN | 104-42-06-015 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 916 sqft Living Area |
| Family Room | Family Room |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Exterior Material | Stucco |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,388 sqft (0.193 acres) |
| Lot Dimensions | 167 ft deep x 50 ft wide |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | 116822 |
|---|---|
| Street Address | 2103 OHIO ST |
| City | PADUCAH |
| State | KY |
| Zip | 42003-3301 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 7-51-11 50 X 167 2103 OHIO ST L10 B1 |
| Legal Subdivision | PLAT OF THE LANDS OF DR J N BAILEY |
| Legal Block | 1 |
| Legal Lot Number | 10 |
| Jurisdiction | MCCRACKEN KY |
| Township / Civil Division | PADUCAH |
| Census Block Group | 4 |
| Census Block | 4043 |
| Census Tract | 30700 |
2103 Ohio St is owned and occupied by two individuals who bought it in July 2020.
Source: McCracken County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2103 OHIO ST, PADUCAH, KY 42003-3301 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 2, 2025 | Deed of Trust, Mortgage · Line of Credit COMMONWEALTH BANK |
| Oct 21, 2025 | Deed, Transfer · Conventional Mortgage MORTGAGE RESEARCH CENTER LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 10, 2020 · Amount on File |
| Deed Sale | Jul 10, 2020 · Amount on File |
| Deed Document Number | 2020620009 |
| Deed Book / Page | 1411 / 843 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCCRACKEN KY |
| Property Address | 2103 OHIO ST, PADUCAH, KY 42003-3301 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 7113 STATE ROUTE 505 S, CROMWELL, KY 42333-9573 |
| Document Number | 0M1837/474 |
|---|---|
| Date | May 2, 2025 |
| Book Page | M1837/474 |
| Instrument | 715234 |
| Name | COMMONWEALTH BANK |
|---|---|
| Type | Bank |
| Address | HARTFORD, KY 42347 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 11 Months |
| Due | Apr 28, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MCCRACKEN KY |
| Recording Date | Oct 21, 2025 |
| Property Address | 2103 OHIO ST, PADUCAH, KY 42003-3301 |
| Document Number | 0D1531/188 |
| Book / Page | D1531 / 188 |
| Map Reference | MB A PG 234 |
| Instrument Date | Oct 17, 2025 |
| Instrument | 726622 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $128.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7113 STATE ROUTE 505 S, CROMWELL, KY 42333-9573 |
| Name | Verified Name |
|---|---|
| Address | 2103 OHIO ST, PADUCAH, KY 42003-3301 |
| Document Number | 0000726623 |
|---|---|
| Date | Oct 21, 2025 |
| Instrument | 726623 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
The 2025 property tax bill for 2103 Ohio St was $179.
Source: McCracken County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | McCracken County |
| Municipality | Paducah City |
| Unified School District | Paducah Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $127,900 (+155.8%) | $127,900 (+155.8%) | |
| 2025 | $179.00 | $50,000 | $50,000 |
| 2023 | $179.00 (-1.65%) | $50,000 (-) | $50,000 (-) |
| 2022 | $182.00 | $50,000 | $50,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2103 Ohio St in Zone X, where a levee reduces flood risk, though there have been 4 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective November 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (1997–2015) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Jul 2015 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2103 Ohio St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PADUCAH WATER WORKS serves 65,004 people · EPA ID KY0730533 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Right Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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